Jean Gruss is principal at Gruss Communications, a corporate communications firm he founded after a 25-year career as a business writer and editor.

Articles

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Safe government-backed CDs and bonds are generating so little income that many investors are scouting riskier options. Discover ways to make ends meet without taking on significantly more risk.

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Older investors who own Individual Retirement Accounts must start taking the money out when they turn 70½. The 50% tax penalty for failing to do so can be brutal.

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Bells are ringing all over town as charities ramp up appeals for holiday donations. Use these simple strategies to give confidently and maximize your charitable efforts this season.

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Most seniors start drawing Social Security as soon as they’re eligible, not knowing that waiting could be beneficial for them and their spouse. If you're healthy and expect a long, fulfilling retirement, you should consider waiting to claim your benefits.

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Continuing care retirement communities (CCRCs) promise to care for you for the rest of your life, but they do so for a price.

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Numerous resources are available to educate a spouse or an aging loved one on the basics of personal finance, retirement planning, investing and more. In fact, some of these learning tools are both practical and enjoyable.

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People are living longer in retirement, which means many are at risk of outliving their savings. Retirees who carefully manage their spending are more likely to weather market fluctuations well and make their nest eggs last.

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Annuities are one of the more complex options that can be used in a financial strategy. Learn to decipher the jargon and figure out a better way to use them for retirement planning.

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There are undeniable benefits to purchasing an annuity to provide retirement income, but careful planning and consideration are required to find the investment product that is the best fit for your financial situation.

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Assemble a winning team of professionals to help you manage your finances and plan for the future. Make sure these three experts are in your lineup for long-term success.

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Inheriting an Individual Retirement Account (IRA) has certain tax implications. Understand your options to avoid costly mistakes.

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With the help of a well thought-out savings plan, grandparents can help their grandchildren avoid college debt and get off to a more financially secure start.

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Use these tips to locate missing U.S. savings bonds and more easily track and manage a portfolio electronically.

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Seniors who depend on a fixed income to fund their retirement are vulnerable to inflation, but proper planning and investing can safeguard their spending power.

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Seniors can benefit from adding these safe and generally tax-exempt securities to their portfolio, either individually or through mutual funds.

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