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In agreement with Cmagnum.
The new poster, Cazz1973 needs to start a new question.
Because, not many are going to read through a thread 8 years old and after that feel like answering such a long post-it is actually confusing.
So, Cazz, will be watching for a new question from you because there are many who would like to help you.

See the blue bar above? Click on: Ask a question.....
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My elderly dad with Alzheimer's is being conned by a gold digger, who complains about him behind his back ...she's not POA thank goodness, by he changed his will, without informing us, and he's now incompetent !i guess I need a Lawyer?
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