My Mother passed away on October 31, 2020. I have no POA and I am not listed as a beneficiary. Once I have the Death Certificate and go to the bank to request access to her funds, so that I could cover the cost of her funeral/cremation. Would I then be liable for her Medical expenses?
Simple example...if the Estate had $1000 left (after the funeral) and she owed $500 to a credit card and $200 to a doctor the Estate would pay those and there would be $300 left for the heirs. I would wait a while before distributing money to heirs in case any other bills came in. But you are not responsible for any unpaid bills unless you signed stating you were responsible. (Keep this in mind whenever you take someone to an emergency room or walk in clinic when they hand you the stack of papers and ask you to fill them out. When it comes to the "Responsible Party" do not sign YOUR name.)
I think if you are not listed as a person on the account a death certificate may not help. It would be the Executor of the Estate that most likely would have that right. If you are the Executor then there should not be a problem If there is no Executor then one would be assigned in Probate Court