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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Yes, I know that, but a lot of people don't realize that! They think their parents house is ok because they don't include it in the income bracket when determining medicaid, so they're shocked when the bill comes after death i'm ok with that, I don't think the state should have to pick up the tab if you have assets of any kind. The problem I see with a lot of people, they're trying to preserve their inheritance! I think parents work hard to provide a good living and retirement for themselves and whatever money they have should be used to give them good care when needed and if theres money left over, fine, if not, too bad! Of course, that last statement could be the topic for another post!
suezq32, what you describe probably applies in all states, with some variation in the exact rules. There are also some situations that are exceptions. But generally if you own a home and are on Medicaid, the state is entitled to be paid back from the proceeds of the house sale after the recipient dies. If in your uncles case the bill had been $95,000 and the house sold for $75,000, no one would be expected to make up the $20,000 difference.
My husbands uncle spent 2 years in a NH before he died. He owned a car and his home at the time. His savings had already been spent on home care providers. They took his SS check each month to pay for that NH. As soon as he died, they put a lien on his house and sent a $70,000 bill to his estate! The home was appraised somewhere around $75,000, was sold and the bill had to be paid off. They may not consider the house as income when you apply for medicaid, but they do come after you afterwards. He had no living heirs, except for a brother and many nieces and nephews! I know each state has different rules on this, he lived in California.
Cleo, I think you've got a kernel of truth in there, but it is a bit confused. Medicare does not pay for long term care at all. It does cover rehabilitation for various periods, depending on the need and also the progress. This is considered "transitional" -- not long term. It is application no matter what the insured owns. It may occur in a facility that also offers skilled nursing, or assisted living, or even in a hospital that has some rooms designated for this purpose.
If after the rehab services are completed the patient still needs a care center, Medicare does not cover that for anybody, no matter what their assets are. If the patient has assets and/or income the patient is expected to pay for his or her own care, as long as the money holds out. When the money is gone (but not the house or one car) the patient may be eligible for Mediciad. Part of determining eligibility is a 5-year look-back at financial transactions. Giving assets away (putting assets in other people's names) will result in a penalty period.
It is often best to consult an attorney specializing in Elder Law, especially if the assets are considerable or the finances are complicated.
Medicare coverage does not "run out" but Medicare does not cover long term care. Medicaid participation does not "run out" but needs to be renewed periodically and would change or be terminated if, for instance, the patient received a large inheritance, changing their financial status.
there is a benefit time limit in medicare to pay for nursing home care if you own a house, property, or land. Is this what you're asking? Medicare will only pay for you stay in a nursing home for 90 - 120 days with property or even large sums of money. The law usually requires you to have placed any money or property into someone else name at least 3 years prior to going into a nursing in order to keep your medicare benefits paying for your care without losing your home or having to spend down your money. Check with a lawyer in your state
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If after the rehab services are completed the patient still needs a care center, Medicare does not cover that for anybody, no matter what their assets are. If the patient has assets and/or income the patient is expected to pay for his or her own care, as long as the money holds out. When the money is gone (but not the house or one car) the patient may be eligible for Mediciad. Part of determining eligibility is a 5-year look-back at financial transactions. Giving assets away (putting assets in other people's names) will result in a penalty period.
It is often best to consult an attorney specializing in Elder Law, especially if the assets are considerable or the finances are complicated.
Medicare coverage does not "run out" but Medicare does not cover long term care. Medicaid participation does not "run out" but needs to be renewed periodically and would change or be terminated if, for instance, the patient received a large inheritance, changing their financial status.