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Currently, my dad and mom receive Medicaid /longer-term care assistance. They own a condominium, but they are having issues to go up and down the long stairs due to health issues and they are physically weak. I'm their primary caregiver and I can't live with them because their place is too small for three people.



We have a plan to sell their condo and purchase a bigger place, so I can move in with them and provide the care they need. I will have ownership of the new house (60%). However, we are worried that selling their condo and using the equity money from the condo to purchase a bigger house would affect their Medicaid/longer-term care benefits. We are also worried that down the road, the state we live in, Washington state (Seattle) will take away the new house due Medicaid Estate Recovery. Please note that my parents have limited income and I will be the one who will cover most of the expenses if we end up purchasing a new house; their cash flow/income/expenses will remain the same.



We really appreciate your help on this.
We look forward to hearing your thoughts.
Have a great day!

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My goal is to improve the situations for both my parents and me.

I couldn't agree more with you. I'm not the subject matter expert on this; so, I will reach out to a certified elder law attorney soon to get help.

Thanks
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I would pass the legalities of sale and then purchase of a new home past an elder law attorney. I am almost certain this cannot be done. At the point that the home is sold Medicaid will likely immediately both withdraw further support AND will claw back any support already given. There will be nothing left to invest in another home I am thinking.

ALSO you are assuming that you can/should leave a current job and do the care for two seniors who will only need more care in future. To be frank that is a massive massive undertaking that I simply cannot imagine. One that will become more onerous by the day. And if it all goes wrong it will be difficult to get one or both your parents back into care.

Your parents are placed now and receiving care. I would definitely leave well enough alone. Only you can make this decision. If you do make it be certain that you have very good LEGAL advice for your own State. Don't count on the opinions of those of us on a Forum who are only advising from our own experience.

I wish you the very very best whatever your decision and I hope you will update us.
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Hero38 Mar 2023
Thank you for the quick response. Yes, I will reach out to an elder law attorney soon to get help.
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Please get your parents to a certified Elder Law attorney (www.nelf.org) to make a plan.

What you are proposing is a disaster in the making.
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