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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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We have owned this home together for 10 years. We are both on the deed. She is not currently living in the home with me. She is living in a different state with my sister.
It's complicated. Who paid the mortgage? Who paid the insurance? Who paid the property taxes? Who paid the utilities? Who paid for repairs on the house? See an Elder Care Attorney NOW!!!!
If she’s actually moved to state B so she’s now a true resident of state B, there will likely be issues with her 50% asset that is the house in state A. It can’t be considered a homestead (which is an exempt asset for Medicaid) anymore as she doesn’t live there, so it’s probably going to be considered a non exempt asset. It’s hard for state A to place a lien or claim on something in State B, so likely non-exempt. If so it will take her over the 2k asset limit.
There have been folks whose parent living in another state moved in with them, leaving homestead behind. what they did was place house on market and filed the MLS Realtor with Medicaid to show it was actively on market. Ok for Medicaid. But that doesn’t work for your situation.
How to deal with all this is an atty question, it’s not simple math to determine her share. You might want to gather up any document on every penny you’ve spend on the house as atty may be able to use this.
You REALLY need to talk to a certified elder care attorney about this.
If mom owns half the home but does not live in it, her half will most likely be considered an asset by Medicaid. Not sure how that would be handled; most likely a lien placed on the property that gives the state its share when it is sold. The question, I imagine is, is your right to living there protected until you are ready to sell. THAT's what you want to ask the lawyer.
Is mom on Medicaid? It depends on the state mom is living in and their rules. Most likely they will not take your and mom's home but can place liens on it up to her half of value. This would repay state for her expenses. Does she own other property? Since she is not living with you rules may be different. Get with an elder law attorney in the state she lives.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
It can’t be considered a homestead (which is an exempt asset for Medicaid) anymore as she doesn’t live there, so it’s probably going to be considered a non exempt asset. It’s hard for state A to place a lien or claim on something in State B, so likely non-exempt. If so it will take her over the 2k asset limit.
There have been folks whose parent living in another state moved in with them, leaving homestead behind. what they did was place house on market and filed the MLS Realtor with Medicaid to show it was actively on market. Ok for Medicaid. But that doesn’t work for your situation.
How to deal with all this is an atty question, it’s not simple math to determine her share. You might want to gather up any document on every penny you’ve spend on the house as atty may be able to use this.
If mom owns half the home but does not live in it, her half will most likely be considered an asset by Medicaid. Not sure how that would be handled; most likely a lien placed on the property that gives the state its share when it is sold. The question, I imagine is, is your right to living there protected until you are ready to sell. THAT's what you want to ask the lawyer.