POA for 71 y/o mom who’s a widow with mid to late stage dementia who has too much income for Medicaid but not enough money for her home health aide needs (at least 14 hrs per day). She lives in a multi family home owned by her sister in law and only family lives in the home (my aunt and my siblings) I don’t live there I have a family and home of my own. Her assets are dwindling and are below Medicaid requirements but her monthly income is too high for Medicaid. Her care agency is expensive but going rate for CT and she is about to be unable to afford it. Agency on aging approved her for 36 hours of care 3 days a week but she still can’t afford to pay for the other 4 days. She needs 14 hours of care during the day and she gets up multiple times at night. All her kid’s work. We promised we would keep her home per her wishes but we can’t afford it she can’t afford it and we can’t afford nursing homes either. what do we do for the person stuck in the middle of the income bracket not poor enough and not rich enough.
I have used this combination in the past for my parents & husband's aunt.