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And my mom is the beneficiary. He has recently been admitted to a nursing home and we applied for Medicaid for him. My mom will be living at their home. Can Medicaid make him take the cash value on that or can Medicaid try to recover any monies from that life insurance policy after my dad passes instead of the death benefit going to her?

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If there is cash value, it will have to be cashed in. You could use the money to set up a prepaid funeral. Talk to Medicaid. Mom will be the Community spouse so rules ate a little different.
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