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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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My Mom is in a Memory Care facility and her LTC benefits have just maxed out. Will the VA benefits help with the costs, once her net assets meet the maximum allowance?
The VA is changing their requirements and they are now stricter for aid and attendance to VA spouses.
The VA has also introduced a look back period for gifting, money transfers, annuities or trusts because too many well off people or people with adequate assets were hiding the assets or gifting massive amounts of money to heirs.
In the past you could transfer or hide a trillion dollars and there would be no look back.
Therefore the VA's budget took a big hit and left less for those who are truly needy and have nothing.
The Va as of October 2018, now has a 36 month look back and other stricter requiremets.
Yes, and you should be collecting the benefit now! Talk to the sales director at your mom's community. If s/he doesn't know how to apply (they often do), she can point you towards someone who can.
You should meet with an elder law attorney and organize mom's assets so that she can receive the benefit now. It's not that complicated and, as I recall, there's no look back.
I would check into this right away. Each state is different for their Medicaid aid. My husband is receiving both Medicaid and VA pension but most of the pension offsets Medicaid payment as co-pay. It does take a while to get all the paper work completed and to get the assets at the appropriate amount.
Thank you for your answers. I was told in 2015, that she would qualify, when her assets get down to $80,000. I see the VA has changed to a new, net assets formula, of $123,000. Now that her LTC policy has maxed out, she'll meet VA's max in 1 year. (Medicaid has a much lower asset allowance). Looks like, I'll be learning more & applying next year.
Yes. The benefits can be used towards the memory care. At one point I talked to a certified elder attorney about benefits for my in laws. In their circumstance, the attorney was guiding us towards Medicaid rather than VA benefits. Both of those are options when your mom runs out of money since your mom or dad was a vet. To be clear, It would be either or, not both benefits. In my inlaws case, both were still living. There have been recent changes in the VA requirements and there is a better time to apply. I recommend you seek a consult with a certified elder attorney in your mom’s state of residency that is well versed in VA and Medicare benefits. A consultation is sometimes all you need in order to go forward on your own. I would also check with her current facility to see if they accept Medicaid if that becomes an option. In my case, both inlaws passed before any funds were needed.
If Mom or spouse served during a war you can look into Aid and Attendance. The most a Vet can receive is 1700, a spouse 1200. (that may have changed since I applied. This takes time though. Faster if you have all the info, slower if you have to obtain it. Call your local VA office to find what Mom is entitled to.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
The VA has also introduced a look back period for gifting, money transfers, annuities or trusts because too many well off people or people with adequate assets were hiding the assets or gifting massive amounts of money to heirs.
In the past you could transfer or hide a trillion dollars and there would be no look back.
Therefore the VA's budget took a big hit and left less for those who are truly needy and have nothing.
The Va as of October 2018, now has a 36 month look back and other stricter requiremets.
Your best bet is to hire an elder care attorney,
You should meet with an elder law attorney and organize mom's assets so that she can receive the benefit now. It's not that complicated and, as I recall, there's no look back.
To be clear, It would be either or, not both benefits.
In my inlaws case, both were still living.
There have been recent changes in the VA requirements and there is a better time to apply. I recommend you seek a consult with a certified elder attorney in your mom’s state of residency that is well versed in VA and Medicare benefits. A consultation is sometimes all you need in order to go forward on your own. I would also check with her current facility to see if they accept Medicaid if that becomes an option.
In my case, both inlaws passed before any funds were needed.