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1. Cancel them
2. Read the LTC policy carefully, avoid mistakes.
3. If you are going to ignore the lawyer, you might regret it later.
4. Home Equity---again, read the terms carefully, avoid foreclosure. If the house is going to be sold, the loan will be paid off at the closing. Your lawyer will get a closeout figure and take care of that.
5. I hope your name is on there only as a signatory and not as a joint account. If it is joint, his bad credit rating could become your bad credit rating.
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