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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
https://www.agingcare.com/Articles/paying-for-home-care-155405.htm Above article provides some good information. United Health care will not be paying caregivers who are friends moving in I do not believe, but the insurance information number is on the back of your United Healthcare Insurance card to ask them. Medicaid and Medicare have the same number, 1-800-medicare, and a good web site for you to explore. It is unlikely that anyone can get adequate pay enough to do in home care, and unfortunately the Forum sees a lot of stories of people who move in to render care and end up being homeless and jobless and out of the job market, with having great difficulties moving back into the job world and housing market. Wishing you good luck on your research and hoping you will update us on plans.
ILs have United Healthcare Medicare with extras, which pays for way more than Medicaid does--and short answer is even that gold-plated plan does not pay for their home health care aides.
Your friend as it is is providing services worth $20 to $25/hour on the open market. Where I live a room rental is $1500, which translates into 2.5 hours of daily care. It's expensive here, but doing the math, you're not looking at more than 4, 5 hours of daily care per day because they moved in and you're paying the utilities.
Beyond this, you are counting on a non-relative to volunteer, as well as being there on-call for needs you might have. Which gets fractious even with relatives.
If you aren't in a short-term situation with them, please realize the balance between what realistically you are providing them via living expenses and what you yourself expect.
SIL goes over to ILs for 10 hours, five days a week. She gets paid an annual $65,000 for this. In addition, they have a nighttime/weekend aide who's paid $105,500. They pay their housekeepers $3,600/year and also SIL's share to watch them. Same with their gardeners.
This is over $200K/year, and this is what it costs to remain at home with 24/7 care for the two of them...and now that both their sons are working ft and not available...what is their plan?
"That's what the neighborhood is for." Like their friends' sons who are about 60 by now. Or maybe their 70 yo bestie--wait, he has a job. The market is just extremely thin for people to be there 24/7 or even on call to just "help" especially as needs increase. I can't imagine any of these "friends" will be of assistance on any regular basis.
This is the time to assess your own situation. If you can't pay a friend more than for the strict 2.5 hours and are relying on them to always "be there" then they are on call and that limits their life opportunities, more so as your needs increase.
Do you qualify for the 20 days of Medicare-covered assisted rehab? If so do that. If you have money to get into a AL that'll bump you to first in line if you do run out of it, then give serious thought to doing that as those are typically better environments. What I would not do is assume non-relatives and non-spouses/love interests would want to stick around forever.
Health insurances don't usually don't pay for Caregivers. Some Medicare Advantages claim they do. You have to check with UH to see if they do. Medicaid u need to apply for thru your Social Service dept. You must fit the criteria. Not sure if they will pay your friend. They may supply their own aides.
Call your County Office of Aging and see what resources they provide or programs they are aware of.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Above article provides some good information. United Health care will not be paying caregivers who are friends moving in I do not believe, but the insurance information number is on the back of your United Healthcare Insurance card to ask them. Medicaid and Medicare have the same number, 1-800-medicare, and a good web site for you to explore.
It is unlikely that anyone can get adequate pay enough to do in home care, and unfortunately the Forum sees a lot of stories of people who move in to render care and end up being homeless and jobless and out of the job market, with having great difficulties moving back into the job world and housing market.
Wishing you good luck on your research and hoping you will update us on plans.
Your friend as it is is providing services worth $20 to $25/hour on the open market. Where I live a room rental is $1500, which translates into 2.5 hours of daily care. It's expensive here, but doing the math, you're not looking at more than 4, 5 hours of daily care per day because they moved in and you're paying the utilities.
Beyond this, you are counting on a non-relative to volunteer, as well as being there on-call for needs you might have. Which gets fractious even with relatives.
If you aren't in a short-term situation with them, please realize the balance between what realistically you are providing them via living expenses and what you yourself expect.
SIL goes over to ILs for 10 hours, five days a week. She gets paid an annual $65,000 for this. In addition, they have a nighttime/weekend aide who's paid $105,500. They pay their housekeepers $3,600/year and also SIL's share to watch them. Same with their gardeners.
This is over $200K/year, and this is what it costs to remain at home with 24/7 care for the two of them...and now that both their sons are working ft and not available...what is their plan?
"That's what the neighborhood is for." Like their friends' sons who are about 60 by now. Or maybe their 70 yo bestie--wait, he has a job. The market is just extremely thin for people to be there 24/7 or even on call to just "help" especially as needs increase. I can't imagine any of these "friends" will be of assistance on any regular basis.
This is the time to assess your own situation. If you can't pay a friend more than for the strict 2.5 hours and are relying on them to always "be there" then they are on call and that limits their life opportunities, more so as your needs increase.
Do you qualify for the 20 days of Medicare-covered assisted rehab? If so do that. If you have money to get into a AL that'll bump you to first in line if you do run out of it, then give serious thought to doing that as those are typically better environments. What I would not do is assume non-relatives and non-spouses/love interests would want to stick around forever.
Call your County Office of Aging and see what resources they provide or programs they are aware of.