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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
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My parents both passed away in 2008 and 2013 with medi-cal in CA owned a house with JTWROS with 3 of their children. Will the JTWROS title of the house prevent estate recovery which is going on now? Thanks ,
L - what is currently happening with MERP (Medicaid Estate Recovery Program)? Have you or someone in the family gotten the letter from the state regarding MERP? You say "recovery which is going on now", what is happening?
Someone has gotten a questionnaire that needed to be responded to in order for the state to determine what approach will be taken for MERP. It usually goes to whomever was the contact person for all things Medicaid for your parents. In some states the letter is also sent to the property address. In the letter there should be a form that has to be returned to claim and exemptions, exclusions or other hardships that the forced sell of the property could cause. I don't know what the time-frame is for CA but for TX the initial MERP inquiry goes out at about 4 - 6 weeks of death and you have to reply with exemption / exclusions / hardship documentation to MERP within 4 - 6 weeks from the date of the letter - it is very time-sensitive! The states are required to do a cost/benefit analysis to determine IF a MERP claim or lien will be done. MERP is a legal process that is enforced through probate court and that has costs. Often a property with exemptions & exclusions or low-value or title issues will not get a MERP claim or lien as it would be of limited cost/benefit to do especially if in your state probate can roll out to a few years.
If you do nothing and do not respond, the state seems to take the position that there are no heirs, no family or nobody to contest a claim or lien.
NO it wont. Joint Tenants with Rights of Survivorship (JTWROS) means that any ONE of the five owners could be enough in debt to lose the house. See an attorney ASAP.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Someone has gotten a questionnaire that needed to be responded to in order for the state to determine what approach will be taken for MERP. It usually goes to whomever was the contact person for all things Medicaid for your parents. In some states the letter is also sent to the property address. In the letter there should be a form that has to be returned to claim and exemptions, exclusions or other hardships that the forced sell of the property could cause. I don't know what the time-frame is for CA but for TX the initial MERP inquiry goes out at about 4 - 6 weeks of death and you have to reply with exemption / exclusions / hardship documentation to MERP within 4 - 6 weeks from the date of the letter - it is very time-sensitive! The states are required to do a cost/benefit analysis to determine IF a MERP claim or lien will be done. MERP is a legal process that is enforced through probate court and that has costs. Often a property with exemptions & exclusions or low-value or title issues will not get a MERP claim or lien as it would be of limited cost/benefit to do especially if in your state probate can roll out to a few years.
If you do nothing and do not respond, the state seems to take the position that there are no heirs, no family or nobody to contest a claim or lien.