Ciara797, we need verification on the age of your grandmother. Is she 62, or is that your age? If it is your age, that means your grandmother is in her late 90's.
Granny may just have to make do with what she has. Like putting in applications for low-income housing where the rent is based on income. Like going to food banks to help with her groceries. I'm guessing that there's a lot here that you're not saying, but I'm going to tell you something straight. Young people with dependent children can't get any financial support. Veterans who served and protected our country aren't able to get the financial support they need and many are homeless. So really, a granny who did not plan at all for old age and saved nothing isn't going to be such a priority.
Are there ways that she can stretch the money that she has?
Some pharmaceutical companies will not charge for medication. Inquire about this. Also, don’t hesitate to ask your doctor if they have samples that they can give for free. (They all have free samples from the pharmaceutical reps that visit regularly.)
Does she have access to a food bank or a food pantry at a local church?
Look into charitable organizations in your granny’s area.
When filling out profiles on this site the ages sometimes don't come out correctly. Is it Granny thats 62 or you.
I will assume you are 62. If so, then Granny is on Social Security. Why is that not enough for her care? Medicare pays her 80% of her medical, a supplement the balance. If supplement is too expensive, than there is Medicaid for health. If her SS is not enough, there is Supplimental Security income (SSI). You will need to go to your County Social Service Office for this.
If Granny is 62, she can now receive her SS. As a widow, could have started getting it at 60. She will only get about 75% of what she would have gotten at 67 but better than nothing. She cannot get Medicare till 65 but she maybe able to get Medicaid for health. That may cover, dental, prescriptions, and vision too. For her SS I would go to the closest Social Security office. It will take about 2 months for her first check. Medicaid you need to go to Social Services.
Yes you can apply for SS on-line. But as mentioned, if Grannies health problems keep her from working, she maybe entitled to SS Disability. I would not try to apply for this on-line. With disability comes Medicare and Medicaid. Granny and you need to go to Social Services. With my Nephew he was able to get full Medicaid and when he received SSD, Medicaid became his secondary and Medicare his primary.
WOW! 62 is old now huh? I'm 63 and I am FAR from being old. Neither your grandmothers heart disease or diabetes should be preventing her from being able to work and taking care of herself. Why do you feel that you have to take care of her? Is there more to her story than what you've put in your profile? I can only guess there must be. If she truly is unable to work, she can apply for disability or Medicaid and see what happens with either of those.
I would go to the Dept of Health and Human Services online for her county and reseearch what type of aid she may be eligible for. At 62, she won't qualify for Medicare. Medicaid may be possible but also requires medical and financial need. Maybe SSDI (social security disability income). Maybe food assistance.
You can also call her local area's Agency on Aging for more info and resources.
Your "old granny" is 62 years young. The difficult thing is she is not old enough to qualify for some services. Is granny able to work, even part time? Diabetes and heart disease are controllable and she should be able to work even if it is part time. If there is a problem paying for medications is there a possibility she would qualify for Medicaid? Some drug companies have programs that will help pay for medications. Or she can ask the doctor to switch her to a more affordable drug. Often doctors will place someone on a medication because it is "newer" or because they got a visit from a drug rep. Some older medications are just as good but less expensive.
You could also provide more information as to what type of support is needed.
Like going to food banks to help with her groceries.
I'm guessing that there's a lot here that you're not saying, but I'm going to tell you something straight.
Young people with dependent children can't get any financial support. Veterans who served and protected our country aren't able to get the financial support they need and many are homeless.
So really, a granny who did not plan at all for old age and saved nothing isn't going to be such a priority.
Some pharmaceutical companies will not charge for medication. Inquire about this. Also, don’t hesitate to ask your doctor if they have samples that they can give for free. (They all have free samples from the pharmaceutical reps that visit regularly.)
Does she have access to a food bank or a food pantry at a local church?
Look into charitable organizations in your granny’s area.
Wishing you and your grandmother well.
I will assume you are 62. If so, then Granny is on Social Security. Why is that not enough for her care? Medicare pays her 80% of her medical, a supplement the balance. If supplement is too expensive, than there is Medicaid for health. If her SS is not enough, there is Supplimental Security income (SSI). You will need to go to your County Social Service Office for this.
If Granny is 62, she can now receive her SS. As a widow, could have started getting it at 60. She will only get about 75% of what she would have gotten at 67 but better than nothing. She cannot get Medicare till 65 but she maybe able to get Medicaid for health. That may cover, dental, prescriptions, and vision too. For her SS I would go to the closest Social Security office. It will take about 2 months for her first check. Medicaid you need to go to Social Services.
Yes you can apply for SS on-line. But as mentioned, if Grannies health problems keep her from working, she maybe entitled to SS Disability. I would not try to apply for this on-line. With disability comes Medicare and Medicaid. Granny and you need to go to Social Services. With my Nephew he was able to get full Medicaid and when he received SSD, Medicaid became his secondary and Medicare his primary.
Since Covid most local social security offices do not do in-person applications anymore. It's all online.
Neither your grandmothers heart disease or diabetes should be preventing her from being able to work and taking care of herself. Why do you feel that you have to take care of her? Is there more to her story than what you've put in your profile? I can only guess there must be.
If she truly is unable to work, she can apply for disability or Medicaid and see what happens with either of those.
You can also call her local area's Agency on Aging for more info and resources.
The difficult thing is she is not old enough to qualify for some services.
Is granny able to work, even part time? Diabetes and heart disease are controllable and she should be able to work even if it is part time.
If there is a problem paying for medications is there a possibility she would qualify for Medicaid? Some drug companies have programs that will help pay for medications. Or she can ask the doctor to switch her to a more affordable drug. Often doctors will place someone on a medication because it is "newer" or because they got a visit from a drug rep. Some older medications are just as good but less expensive.
You could also provide more information as to what type of support is needed.
Is she getting Medicaid?