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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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You wrote that she told you that you "can use the money." For what? If it was her account, even though she's authorized you to use the account, that doesn't mean the funds are for your use. I apologize if I misinterpreted your intention; I had the impression you were asking if you, personally, and for your use, could access the account.
And in my experience no one can "add" someone else to an account. The added individual has to sign the account card at the bank. It can't just be done, unless the bank has a smart phone app to accomplish it. However, I recall signing joint account cards, but I don't recall if the bank employee had to witness the signatures; I believe he/she did.
Holding power of attorney is a legal responsibility. You need to take that responsibility seriously, or you could find yourself in deep trouble as others have noted here.
Technically speaking, that account is now a joint account, and when Grandma dies that money is yours. If that was not her intent, then ethically you need to do hand it over as part of the estate. Legally, you don't, but if you understand her intentions, there should be no confusion.
My parents made me POA and put me on their checking account in order for me to pay their bills if they became incapacitated. I fully understood this money was theirs, not mine, and for seven years I haven't taken a dime out of it for myself. Now they're both gone, and once the final bills are paid for the estate, the remainder will be split 50/50 with my brother. That's the right thing to do.
As her POA you are a legal fiduciary and that is governed by state statutes.
You would be wise to go to your state statutes and read up what it says about your legal duties to your grandma. Because most states specifically state that a POA can do NOTHING for personal gain. Using her money would be personal gain. Violation of these laws are prosecutable.
I recommend thanking grandma and leaving her money alone, she may need it for future care and if she needs public assistance then she could be denied because you took her money.
No. You should not co-mingle an account. This would make it very difficult if your grandmother ever needed medicaid assistance as any money coming from this account could be considered gifting, and in joint ownership of the account one half of the money is yours. You should be on the account only as her POA and any checks that you sign should be signed by her name followed by your name as POA. For instance "Grandma Nanna by Granddaughter Anne POA". You, as POA are a fiduciary legally liable under the law to follow laws regarding acting as POA. One of those laws is that you may not enrich yourself. Another is that your are responsible to act FOR your grandmother as she requests (if competent) or in your grandmothers behalf and in her best interests (if she is incompetent).You are responsible if she cannot to pay her bills, and etc. You must keep meticulous records of every cent into Grandma's accounts monthly and every cent out. If you are uncertain of your duties it is time to go to an attorney, Elder Law, to find out what they are. Your grandmother's money pays for this attorney. You may not use your grandmother's money.
Yes, but for obvious ethical reasons, that money should only be spent on her living and care. We have a joint bank account with my MIL. As she no longer knows how to withdraw cash, we withdraw it for her (she likes to think she pays for things - we take her money and then put it right back in her purse when she’s not looking - saves us on trips to the bank). It’s also the money we use to pay her PSW’s.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
And in my experience no one can "add" someone else to an account. The added individual has to sign the account card at the bank. It can't just be done, unless the bank has a smart phone app to accomplish it. However, I recall signing joint account cards, but I don't recall if the bank employee had to witness the signatures; I believe he/she did.
And VegasLady addresses an important issue.
For her care.
Holding power of attorney is a legal responsibility. You need to take that responsibility seriously, or you could find yourself in deep trouble as others have noted here.
Technically speaking, that account is now a joint account, and when Grandma dies that money is yours. If that was not her intent, then ethically you need to do hand it over as part of the estate. Legally, you don't, but if you understand her intentions, there should be no confusion.
My parents made me POA and put me on their checking account in order for me to pay their bills if they became incapacitated. I fully understood this money was theirs, not mine, and for seven years I haven't taken a dime out of it for myself. Now they're both gone, and once the final bills are paid for the estate, the remainder will be split 50/50 with my brother. That's the right thing to do.
You would be wise to go to your state statutes and read up what it says about your legal duties to your grandma. Because most states specifically state that a POA can do NOTHING for personal gain. Using her money would be personal gain. Violation of these laws are prosecutable.
I recommend thanking grandma and leaving her money alone, she may need it for future care and if she needs public assistance then she could be denied because you took her money.
If you are uncertain of your duties it is time to go to an attorney, Elder Law, to find out what they are. Your grandmother's money pays for this attorney.
You may not use your grandmother's money.