Mom has a legal guardian (me) and a conservator, my brother. She has an old will. A lawyer recently told her to be sure to avoid her money going through probate. This has her very worked up. I doubt there will be any money left in the end due to AL bills. We think we can keep paying for AL at least 5 years. We plan to get legal help with end of life planning for her finances before they get too low. We thought before money gets down to around $50,000. Do we need to do anything now? I wish the lawyer had not worried her about things that will occur after she is gone.
I work in law - not in a law firm any longer, but I know how a comment an attorney may think is routine could cause doubt and worry to the recipient. In any case, now that your mom is concerned, perhaps speaking to an elder law specialist may reassure all of you. Perhaps it would make sense to just do it now and reassure all that things are fine, or be offered advice of what may or may not need to be done now, or later.
Best wishes.