Mom is in memory care 2yrs. I should qualify for caregiver child so I will be able to transfer her house over to me. Where do I send the papers once complete or do I wait for medicaid to approve her medicaid first?
Comes down to, if you did not do any physical care then you are not entitled to the house. The word "caregiving" is used really too broadly. When I actually did the physical work, I felt I was the Caregiver. Once Mom was at the AL and later NH I was no longer physically caring for her. More like the responsible one. When she lived alone I did not consider what I did for her, rides mostly, was caregiving. I was doing what a daughter does. Same when she entered a facility, I did what a daughter does. My physical caring was done.
I would think you providing proof of Caregiving would needed to be presented at time you applied for Medicaid. If you have never cared for Mom in her home, you cannot be considered her Caregiver. Were you living in her house with her for a length of time? Like you were a resident getting mail there? If you have never lived in the house, you can't now. Even though the house is an exempt asset Medicaid still has a lot of say in what happens to it. Even if you were able to get Caregiver status, you also have to prove you can pay the bills and upkeep on the house. If not living there prior, you can't move in. The house can't be rented unless Medicaid has OKd it.
I suggest you run this by Moms Medicaid caseworker.
I thought to qualify for the Caregiver Child Exception, the child must live in the home with the parent for at least two years immediately prior to the parent’s admittance to a nursing home or assisted living facility.
Also, the adult child must provide a level of care that prevents the senior from needing to relocate to one of the above mentioned facilities during this time. Does not make sense why you are trying to do this this now two years into their care out of their home.
Rules may have changed. Last I knew the caregiver child had to personally provide the medically necessary care for a period of two years prior to entry to a nursing home. Memory care doesn't work with the program.I
Child Caregiver Exception The child caregiver exception allows Medicaid applicants to transfer their home to their healthy adult child. The child must have lived with their aging parent for a minimum of 2 years prior to the parent’s nursing home admittance. The child must have provided a level of care that prevented the parent from requiring nursing home care during this time. Also called the child caretaker exemption, this technique can be utilized in all states to protect one’s home for an adult child as inheritance. Specific rules vary based on the state of residence, and if not done correctly, transferring one’s home can violate Medicaid’s look back rule, resulting in a penalty period of Medicaid ineligibility.
I would think you providing proof of Caregiving would needed to be presented at time you applied for Medicaid. If you have never cared for Mom in her home, you cannot be considered her Caregiver. Were you living in her house with her for a length of time? Like you were a resident getting mail there? If you have never lived in the house, you can't now. Even though the house is an exempt asset Medicaid still has a lot of say in what happens to it. Even if you were able to get Caregiver status, you also have to prove you can pay the bills and upkeep on the house. If not living there prior, you can't move in. The house can't be rented unless Medicaid has OKd it.
I suggest you run this by Moms Medicaid caseworker.
Also, the adult child must provide a level of care that prevents the senior from needing to relocate to one of the above mentioned facilities during this time. Does not make sense why you are trying to do this this now two years into their care out of their home.
Meh, does not sound above board to me.
Rules in Kansas may be different.
https://www.google.com/amp/s/www.medicaidplanningassistance.org/child-caregiver-exemption/amp/
They STRONGLY recommend using a professional Medicaid planner.
In any event, your mom's Medicaid caseworker should be able to provide some guidance.
Child Caregiver Exception
The child caregiver exception allows Medicaid applicants to transfer their home to their healthy adult child. The child must have lived with their aging parent for a minimum of 2 years prior to the parent’s nursing home admittance. The child must have provided a level of care that prevented the parent from requiring nursing home care during this time. Also called the child caretaker exemption, this technique can be utilized in all states to protect one’s home for an adult child as inheritance. Specific rules vary based on the state of residence, and if not done correctly, transferring one’s home can violate Medicaid’s look back rule, resulting in a penalty period of Medicaid ineligibility.