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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Would adding my name on with right of survivorship protect his house and allow me to remain in it should he need Medicare/Medicaid in an outside facility.
If you are anticipating possibly needing Medicaid, do not do ANYTHING with large chunks of Dad's money without consulting an Elder Law attorney. And especially don't let him give anything away, which signing the house over to you would be. During the time you were taking care of him, did that enable him to stay home instead of going to a nursing home? In some situations that entitles the child to the house.
Please consult an attorney (with your dad's money, because this is on his behalf). I'd hate to think of you regretting something down the road that could be prevented now!
Mrsbill, I wouldn't add my name onto a Deed of a parent's house. Down the road when the time comes to sell the house, you will face Capital Gain Taxes where the bases for the tax goes all the way back to when your Dad bought the house.
There might be an issue with a Gift Tax that Dad may have to pay because a house is a huge gift.
If Dad places the house in a Will, then the bases just goes to the date of when your Dad passes and what the value of the house was on that date.
How I wish everyone had a crystal ball to see into our parent's future. Even if you do add your name to the Deed, you have no way of knowing if Dad might need to use Medicaid [which is different from Medicare] down the road within the next 5 years. If he does, your name on the Deed won't mean anything. Medicaid will view that as a "gift" and deduct that amount from what Medicaid would pay to help your Dad in a Nursing Home.
It would be much better to speak to an Elder Law Attorney about this, as each State has their own rules. And with Medicaid, same thing, each State if different. An Elder Law Attorney knows how to navigate the maze called Medicaid.
You'd better get professional advice; but as I understand it, unless you are your father's dependant, I don't think so. Or not unless he gives you the house now, and then lives in it for another five years clear before he needs to make a Medicaid application.
Other posters will know much more, I'm sure they'll be along in a minute.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Please consult an attorney (with your dad's money, because this is on his behalf). I'd hate to think of you regretting something down the road that could be prevented now!
There might be an issue with a Gift Tax that Dad may have to pay because a house is a huge gift.
If Dad places the house in a Will, then the bases just goes to the date of when your Dad passes and what the value of the house was on that date.
How I wish everyone had a crystal ball to see into our parent's future. Even if you do add your name to the Deed, you have no way of knowing if Dad might need to use Medicaid [which is different from Medicare] down the road within the next 5 years. If he does, your name on the Deed won't mean anything. Medicaid will view that as a "gift" and deduct that amount from what Medicaid would pay to help your Dad in a Nursing Home.
It would be much better to speak to an Elder Law Attorney about this, as each State has their own rules. And with Medicaid, same thing, each State if different. An Elder Law Attorney knows how to navigate the maze called Medicaid.
Other posters will know much more, I'm sure they'll be along in a minute.