My sister Is over all mom's money. And assets.
I don't get paid anything for taking care of our mom. My sister also sold mom's home an kept all that money too. I love my mom, but I have to be able to. Pay my bills, what can I do to make my Sister give me assess to funds so I can afford to take care of mom.
I'm barely making it.
The first thing I think you may need is an elder care attorney. I also have some issues, but not nearly as much as you are going through. This is tough.. Wow. I don't have answers, but I pray someone with compassion and knowledge will help you through this. Let us know what happens. Get wise, stay strong.
You can't make sissy give you access to mom's funds, but you can make her take HER turn caring for her and/or using mom's funds to hire in home help to do it for her. Because you need a job yesterday. One with health insurance benefits and a salary to help you pay the bills and avoid foreclosure.
Either that or sissy can pay you a salary that's enough to cover health insurance that you get a quote for before you have this conversation with her. It's going to cost her A LOT between the two.
So, is caring for mom a job?
Are you paid an hourly page, taxes, FICA and Medicare taken out?
If this is not the case, then something is wrong and you need to leave and get a job elsewhere
Inform the POA, give 14 days notice and leave.