Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Joint accounts with survivorship go to the survivor. Otherwise they can be worded to go back to the estate. The survivor is the other joint holder. Many elderly people do not realize when they put a child on a checking account, it is the child's when they die unless specified. That leaves the other children with nothing from this account.
For instance, my mother has between 40 and 80 thousand in one checking account. She put my brother on it as a joint holder. As far as I know he has rights of survivorship. It is his money. She assures me he will "share" with me. I am not so sure but nothing I can do about it. He is on this account after all to pay her bills when needed. To quote her, "that is the way I want it."
Now if he keeps the money, it will ruin what is left of a shabby relationship anyway. I would never do that to him. But time will tell. So if you want to take the money after your Mom's death, you probably can but think about the damage this may do to your relationships. It is not worth it.
If I understand you correctly, if mom specifies that $100 is to be divided equally amongst her four children in her will, but eldest child is joint owner of $50 which is held in the checking account, upon mom's death, that goes entirely to eldest child as joint owner? Is that correct? Lorain also mentioned CD's...do you happen to know if the same rules apply to CD's as to the bank account? So if the remaining $50 was in CD's, and only eldest child was on the CD as joint owner, hypothetically, eldest child would own everything (liquid assets) upon mom's death, regardless of what the will says. Am I correctly stating what you have said? (Money muddles my otherwise fine brain!)
Lorain, do you mean now, or after your mother passes? Do you have siblings? Does your mother have siblings? Does your mother have a will? All of those factors will affect the answer to your question.
Lorain, I don't know what you mean by "my share." If you jointly own the account, all of it is yours when your mother dies, unless the account is set up some other way.
If the account is supposed to be shared upon your mother's death, it might be best to set that up in advance, especially if the persons to do the sharing may be upset about the arrangement.
Depends on how the accounts are set up. Some accounts have instructions for the funds to go back to the estate, many do not. In most cases the money is owned by the joint holders, but if you have siblings there could be some very unhappy people. You need to give more information. My brother is jointly on my mother's accounts with the orders to divide it with me. We will see if that happens. As she has it now, it it totally his upon her death.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
For instance, my mother has between 40 and 80 thousand in one checking account. She put my brother on it as a joint holder. As far as I know he has rights of survivorship. It is his money. She assures me he will "share" with me. I am not so sure but nothing I can do about it. He is on this account after all to pay her bills when needed. To quote her, "that is the way I want it."
Now if he keeps the money, it will ruin what is left of a shabby relationship anyway. I would never do that to him. But time will tell. So if you want to take the money after your Mom's death, you probably can but think about the damage this may do to your relationships. It is not worth it.
If I understand you correctly, if mom specifies that $100 is to be divided equally amongst her four children in her will, but eldest child is joint owner of $50 which is held in the checking account, upon mom's death, that goes entirely to eldest child as joint owner? Is that correct?
Lorain also mentioned CD's...do you happen to know if the same rules apply to CD's as to the bank account? So if the remaining $50 was in CD's, and only eldest child was on the CD as joint owner, hypothetically, eldest child would own everything (liquid assets) upon mom's death, regardless of what the will says.
Am I correctly stating what you have said? (Money muddles my otherwise fine brain!)
Helpful as always, Jeanne, Thank you.
http://www.ehow.com/info_12017340_can-poa-joint-account.html
If the account is supposed to be shared upon your mother's death, it might be best to set that up in advance, especially if the persons to do the sharing may be upset about the arrangement.