I’m filling out the paperwork for long term Medicaid for my mom. She is going to be in a SNF indefinitely. My question is she has 2 life insurance policies she has been paying on for decades. One is 10k face value the other is 5k. 10k was going to go to her funeral/service the 5k to her grandchildren. Does she have to give up these policies now that she is in a nursing home since Medicaid is paying?