My sister is a live in caregiver for a woman and is a non-family member. She is paid by personal check by the husband, he then makes a copy of the check and submits to his insurance company for reimbursement, but then makes my sister pay him $700.00 in rent. So, he gets rent from her then gets reimbursed from the insurance company. Is he able to do this? It seems like fraud to me, otherwise he would just write the check for her wages and submit that to his insurance.