Hi,
My mom (now age 92) has had home care (private pay) services in her house for the last 5 years. As you can imagine, the cost has been prohibitively high. Now I am at a crossroads, feeling I have to make a change to facility care, just to preserve her dwindling finances. Have been looking into alternative sources of funding and also the types of eligible facilities. So here's the question:
Would it be better to move her into a private pay facility and sell the house, which would probably buy her another 3 years before she would have to go to a Medicaid facility OR
Go into a Medicaid facility which will from what I've seen be really depressing for her and probably start her demise?
An attorney I've consulted recommends just going right to a Medicaid approved facility to avoid the trauma of a later move when she is older. I don't necessarily agree.
Thanks for any and all responses on a question with probably no "right" answer.
We sold her house & used the money for as long as possible for her care. She is now in the nursing home, but we kept her out of one as long as possible because that is what she wanted. And I have nothing to feel guilt or remorse over.
All NH's are horrendous, some just wear better wrapping paper.