I know the answer but Mom and family think I don't know what I'm talking about. Yes, we need receipts to prove where money was spent 5 yrs prior to her living in a nursing home whether or not our name is on the account. If not they also have the right to go through your personal accounts. It's not that much money but it belongs to the nursing home at that point. Mom laugh's saying they're going to do all that for this little amount of money. Please correct me if I'm wrong... Thank you
Mom will have to spend down to the 2k u mentioned. (If that is the cap in ur State)
With my Mom, they took 5 years and pulled out 4 a year. Moms bank included small copies of ea check so they saw where money was spent.
If you go on your state’s Medicaid website you’ll be able to read the rules and look at the application which may make it easier to understand what documentation you will need to provide.
What do you mean she didn't protect her money? What happened?
Is your mother applying for Nursing Home Medicaid?
When you say "our names are on her account" do you mean that your mom gifted you money or do you mean that you are a co- signer on her account?
There is a 5 year look back when you apply for Medicaid. Your mother will need to show how her monies have been spent for the last 5 years.
You are correct that in most states, you are allowed to keep $2000 in assets; also she will have a personal needs allowance each month that she can spend as she pleases. Her home and one vehicle are "exempt assets" and don't count.