He is recuperating in a rehab facility and the doctor states he cannot put any weight on his leg for 6 weeks. We live in Arizona and have been told that the rehab at this facility is covered by Medicare for 20 days. Are there other rehabs that cover for more than this time ( it is my understanding that I will have to pay $178 per day for any time from 21 - 40 after the 20 days)
You don't say when ur husband broke his hip before. There has to be a certain amount of days between the last rehab stay and this rehab before Medicare will start the "clock".
The finance department at the rehab should be able to help u with this.
Also, do you get the free Medicare and You annual publication? It's not completely and exhaustively thorough, but it is helpful. And you can always check the Medicare website:
https://www.medicare.gov/index
In facility rehab coverage: https://www.medicare.gov/coverage/skilled-nursing-facility-snf-care. ; This site addresses the 20 day limit on full Medicare coverage.
Arizona list of entities for consultations:
https://www.medicare.gov/contacts/#findsomeone&stateCode=AZ|Arizona
As to whether or not other facilities cover more than 20 days, I'm not sure how that could be determined w/o extensive research, but if they rely on basic Medicare, 20 days is the limit. That's not to say that your husband couldn't stay longer, but it would be private pay, unless as I wrote, you have secondary coverage.
Caveat: I've been segueing out of this aspect since it no longer applies to my family, so there might be other issues raised by other posters, issues of which I'm not knowledgeable.
Something to consider, and it's not too soon to start researching, is post discharge in home care. It's not extensive, but it is helpful, and it's covered by Medicare.
More information: https://www.medicare.gov/coverage/home-health-services
You have a choice of home health care agencies, and it's best to interview and search before selecting one. A rehab facility often recommends specific agencies, so I pretended to be interested but did my own review. Some are okay, some are good, and I've even encountered one which was so bad I terminated their services in less than 2 weeks.
I hope the program will be able to give you useful, practical advice.
https://des.az.gov/services/older-adults/medicare-assistance
It's a link to (I quote from the website)...
The State Health Insurance Assistance Program (SHIP) is a free health benefits counseling service for Medicare beneficiaries. Our mission is to empower, educate, and assist Medicare-eligible individuals, their families, and caregivers through objective outreach, counseling and training, to help individuals make informed health insurance decisions that optimize access to care and benefits.
SHIP is an independent program federally funded by the Administration for Community Living and is not affiliated with the insurance industry.
If you have Medicare and have limited income and resources, you may be able to get help paying for your Medicare monthly payment. You may also qualify for assistance with Medicare prescription drug costs, doctor and hospital visits.