Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I acknowledge and authorize
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Take out the PoA document and read it. What it says about signing checks or authorizing payments/purchases (ie, does it require all 3 sigs? 2? Maybe only 1? Under certain circumstances?).
If it isn't outlined in the document (or not clear enough) then you should take it to an elder law attorney and consult about a best methodology. then do what is recommended.
Ouch THREE POAs? For EVERYTHING? And they are all concurrent, not successive - I'm assuming based on what you have said.
Others have given you good advice regarding how to manage the financials - although messy I suppose if you get everything organized and strictly aligned that part can be managed.
From the "everything else" standpoint - does your MIL have a living will? Hopefully so. Because here is the reason most people have ONE POA. That person is selected to make choices - THE WAY THE PERSON WOULD DO SO - in the event that they aren't able to make those decisions for themselves. One person making choices. One single point of contact.
When you have more than one- the risk is increased that those people will disagree. Even in the happiest, most content, agreeable families - people disagree. Often on critical, important decisions that consensus is REQUIRED.
I'm am assuming that your MIL is of the belief that all three POAs will be in agreement on everything and never run into any issues during which they will argue or not be able to come to an agreement. This is a dangerous game to plan if HER expectations and requirements are not already documented. (Examples include DNR, No heroic measures, no food or water to prolong life, no machines, etc)
What happens if one wants to do one thing and the other two don't? OR if all three have a different plan?
This needs to be discussed with the bank. Three POAs all equal is going to be impossible to manage financially. There must be one POA responsible to be on checks, to be bill payer and to keep records and be on the account.
People think that POAs pulled offline are adequate. When they get into the banks they will find out that generally they are not. The reason for this is that they are often only signed by a notary. A notary means nothing but that a signature was witnessed. The person could be entirely senile. Banks are very protective of the accounts.
If you are this lacking in information about POA it is time for ALL THREE of you to get to an Attorney. This is a legal financial fiduciary duty and it is held legally to a VERY HIGH standard. There is no ignorance pleading before a court, so you need, quite honestly to understand everything about what a POA is, and how to manage it and keep records.
The bank's financial manager can be of good guidance to you as well.
Three POAs? Who is the primary for financial? Three POAs seems really hard to manage. I have a credit card on one of Dad's accounts - since I'm the co-owner of the account with him since he can no longer made financial decisions. I use the CC to pay the care home.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If it isn't outlined in the document (or not clear enough) then you should take it to an elder law attorney and consult about a best methodology. then do what is recommended.
Others have given you good advice regarding how to manage the financials - although messy I suppose if you get everything organized and strictly aligned that part can be managed.
From the "everything else" standpoint - does your MIL have a living will? Hopefully so. Because here is the reason most people have ONE POA. That person is selected to make choices - THE WAY THE PERSON WOULD DO SO - in the event that they aren't able to make those decisions for themselves. One person making choices. One single point of contact.
When you have more than one- the risk is increased that those people will disagree. Even in the happiest, most content, agreeable families - people disagree. Often on critical, important decisions that consensus is REQUIRED.
I'm am assuming that your MIL is of the belief that all three POAs will be in agreement on everything and never run into any issues during which they will argue or not be able to come to an agreement. This is a dangerous game to plan if HER expectations and requirements are not already documented. (Examples include DNR, No heroic measures, no food or water to prolong life, no machines, etc)
What happens if one wants to do one thing and the other two don't? OR if all three have a different plan?
Crossing my fingers that this works out well.
Keeping my fingers crossed as well, however, I think that Stacie will be back again when the real fun starts.
This is going to be interesting with 3 POA's,
Three POAs all equal is going to be impossible to manage financially. There must be one POA responsible to be on checks, to be bill payer and to keep records and be on the account.
People think that POAs pulled offline are adequate. When they get into the banks they will find out that generally they are not. The reason for this is that they are often only signed by a notary. A notary means nothing but that a signature was witnessed. The person could be entirely senile. Banks are very protective of the accounts.
If you are this lacking in information about POA it is time for ALL THREE of you to get to an Attorney. This is a legal financial fiduciary duty and it is held legally to a VERY HIGH standard. There is no ignorance pleading before a court, so you need, quite honestly to understand everything about what a POA is, and how to manage it and keep records.
The bank's financial manager can be of good guidance to you as well.
I have a credit card on one of Dad's accounts - since I'm the co-owner of the account with him since he can no longer made financial decisions. I use the CC to pay the care home.