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If mother gets paid for the house, check out the possibility of putting it in the special trust that allows Medicaid to reclaim money only up to the amount owed. I’ve forgotten it’s name, but someone can tell you. If you are trying to keep all the money in the family as well as maximising assistance for mother, it’s not really an ethical thing to do, and is quite likely to go wrong. It would be a good idea to think this through a bit more, and to get legal advice before you do something that could come back to bite you.