Her dementia has gotten worse and I am ready to put sign a contract for an assisted living that has memory care as well. it is expensive and she can only afford it for two years. She is 90. I am terrified of her money running out and her having to leave this nice facility and go to a medicaid nursing home. what if she is still aware of what is going on? How could do that to her? I have put off this decision but now she is truly not safe in her apartment with the level of care we had been giving her. Help!
If she isn't safe you have to help her now. In two years or when the money runs low, you will have to reassess. Personally, I would opt for giving her the best now and pray for the best outcome.