My mom remodeled her kitchen with $30,000, but the quality is not worth that. This money was out of her bank. My sis. went and got a loan for $83,000 and remortgaged her home without her knowledge. She didn’t even know the amount til I investigated. She replaced mom's money back in the bank. Now, we don’t know where the remaining money. When I asked no definite answer is given. She now is trying to get her land.
Can she do that and what shall I do??
Will she?
Your state should have a site where you can report Elder Abuse (I am in Illinois number here is 1-866-800-1409)
If there is no Elder Care Attorney that drew up papers to begin with you may have to contact an attorney yourself.
This might be difficult though if your mother is alert she may say she has given your sister permission to do these things if she knows that your sister may be charged with a felony if this is taken to court and she is found guilty. A felony is not something anyone wants on their record.
You ask "what can she do". She can do anything she wants if she doesn't have dementia severe enough to rule out competence. She can change her POA to anyone else, including you. If, however she has dementia, clearly she can do nothing. As to what has been done, we have your story, and I would imagine your Sister has her own story. So we are left with more "Siblings at War". I would see an Elder Law Attorney with your proof, and, if mom is no longer competent, apply to be her guardian.
You should know, as I just told another sibling at war, often when siblings squabble over the body of their aging parent the court intervenes and steps in to become the Guardian, putting the elder under guardianship by the State. The warring siblings can then do as they please about their squabbling, but they will no longer have any say whatsoever about the parental assets or where the parent is placed for care.