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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I acknowledge and authorize
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Researching for family, I see that Part A will cover home care if skilled nursing is required. I'm wondering how a federal insurance plan dovetails with it; most information assumes one has Part B as well.
I have found most secondary insurances require you have A & B. We were already collecting SS when we received Medicare automatically. When we received our cards A&B were on them. We were not asked to choose.
My husband's neurologist prescribed in-home OT, PT, RN, and Social Worker visits because my husband is a fall risk and has mid-stage Alzheimer's. My husband has Medicare Parts A & B, plus Blue Cross/Blue Shield. Medicare picks up the tab for these services, but they must be prescribed by a doctor in order to be covered.
I have Medicare Parts A & B, as well as a FEHB Blue Cross plan, not a supplemental insurance plan. The private FEHB insurance is secondary to Medicare as I am retired and have no health insurance thru current employment. Are you sure that the family member declined Medicare Part B? Check the Medicare card to be sure. If the person does not have Part B you should call the insurance company to ask how the coverage will coordinate. You may want to request having a social worker or case manager from the insurance company assigned to help navigate this. Also, be sure that what is actually needed is NURSING care and not just the day to day care of assistance with Activities of Daily Living like bathing, dressing, etc. That won't be covered by Medicare. Check the FEHB insurance coverage brochure for 2022 to see if you can figure out what might be covered. If the family member declined Part B due to the cost (bad choice in my opinion), see if the plan has any type of Medicare reimbursement program. I get $800 a year back from Blue Cross because of the specific plan I have. That eases the bite of the cost of Part B Medicare. If the family member did not originally sign up for Part B there may be a penalty for signing up late. However there could be an exception if they waived it and had other equivalent coverage like their FEHB coverage. You need to find out what they did in regards to Medicare Part B for sure and line up proof of the other coverage for the years they did not have Part B, if you intend to get them covered now. And again for your specific question, be sure it is really skilled nursing that is going to be provided. Note: Page 21 of this year's Medicare book shows how it works with other insurance. The brochure also explains that after 20 days the person will have a coinsurance cost for days 21-100 and then then they pay all costs after that. If the nursing care is going to be needed for a long time (21 days) it is really important to hear from the private insurance company what they will pay. And start thinking of really long term planning for a possible eventual need for MedicAid.
Yes, it's definitely skilled nursing care(post-surgery) that's needed. Since posting, I trawled through the 2022 FEP Blue handbook and the FEPB website.
I'm researching this at a distance; I don't know the particulars of the choice not to enroll in Part B, but I seriously doubt they'd consider enrolling nearly 30 years later. I did learn that Part A alone will cover 100 days of home health care under specific provisions.
And I was wondering if anyone had declined B in favor of an employer plan carried over from employee to retiree to survivor beneficiary coverage.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If the person does not have Part B you should call the insurance company to ask how the coverage will coordinate. You may want to request having a social worker or case manager from the insurance company assigned to help navigate this. Also, be sure that what is actually needed is NURSING care and not just the day to day care of assistance with Activities of Daily Living like bathing, dressing, etc. That won't be covered by Medicare. Check the FEHB insurance coverage brochure for 2022 to see if you can figure out what might be covered. If the family member declined Part B due to the cost (bad choice in my opinion), see if the plan has any type of Medicare reimbursement program. I get $800 a year back from Blue Cross because of the specific plan I have. That eases the bite of the cost of Part B Medicare. If the family member did not originally sign up for Part B there may be a penalty for signing up late. However there could be an exception if they waived it and had other equivalent coverage like their FEHB coverage. You need to find out what they did in regards to Medicare Part B for sure and line up proof of the other coverage for the years they did not have Part B, if you intend to get them covered now. And again for your specific question, be sure it is really skilled nursing that is going to be provided.
Note: Page 21 of this year's Medicare book shows how it works with other insurance.
The brochure also explains that after 20 days the person will have a coinsurance cost for days 21-100 and then then they pay all costs after that. If the nursing care is going to be needed for a long time (21 days) it is really important to hear from the private insurance company what they will pay. And start thinking of really long term planning for a possible eventual need for MedicAid.
I'm researching this at a distance; I don't know the particulars of the choice not to enroll in Part B, but I seriously doubt they'd consider enrolling nearly 30 years later. I did learn that Part A alone will cover 100 days of home health care under specific provisions.
And I was wondering if anyone had declined B in favor of an employer plan carried over from employee to retiree to survivor beneficiary coverage.