She changed brother insurane policy that Mom told all of us to keeo up. We asked about it brother died. Aiso, we have asked for financial balance. Refused to 'find out she received the check aftter brother died. gave us 4 sibling 2000.00 but policy was worth 50,000 plus' mom took policy out 18 year ago.. She refused to show document. Mom asked her to get copy of everything in safety boxed. she refused.
Sometimes a person who divorces and remarries forgets to change the beneficiary to the new spouse. The ex gets the money in that case. Whatever is on the policy is how the policy is paid. It isn't about what is "fair" or what the deceased would have wanted. It is about what is actually written in the policy.