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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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Solansky77, could you supply us with more information. Such as, is Mother living in a senior living facility where your brother had to write checks to pay for the facility? Or if she lived at home, your brother hired a caregiver to help her, etc. Who has financial Power of Attorney? Your brother?
Aging can become very expensive. Even the cost of Depends can whack out the best of budgets. Hearing aids are thousands of dollars. Re-vamping the house to make it easier for wheelchair usage, etc.
You mentioned "they", how many siblings are on Mother's checking account? I assume you are also on the account.
As CountyMouse and JoAnn had mentioned, how do you know that your brother had taken the money without your mother's permission? Curious if your Mother may have memory issues, as it is not uncommon with dementia to tell "stories" that are not true.
So, the more information you can give us, the better. Just trying to get a clearer picture of what is going on.
The problem I see is how the account is worded. If its says POA, then he can't use it for himself. If just a joint acct, then the bank considers its both their money. Upon her death, its his.
You would have to prove that only Moms money is going into that acct. You would need statements. If you can prove that, then APS can be called in because he is taking advantage of a Senior.
Your mother has died, or your mother is alive and well?
Your mother agreed to your brother being authorised to operate her account?
You have discovered - how? - that your brother has spent most of the money. Either your mother is saying that she didn't give permission, or anyway your brother is unable to show that she did give her permission, for this particular expenditure. What did he spend the money on? How does he account for it?
If he just helped himself blithely to his mother's money and bought a new car, for example, that is not okay. Being authorised to operate her account is not the same thing as being given the money, and you should get legal advice. It may be a criminal/police matter.
If he bought *her* a car, or paid for her groceries, or hired nurses, or even made purchases that in fact she had okayed but is now denying to you, that's different.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Aging can become very expensive. Even the cost of Depends can whack out the best of budgets. Hearing aids are thousands of dollars. Re-vamping the house to make it easier for wheelchair usage, etc.
You mentioned "they", how many siblings are on Mother's checking account? I assume you are also on the account.
As CountyMouse and JoAnn had mentioned, how do you know that your brother had taken the money without your mother's permission? Curious if your Mother may have memory issues, as it is not uncommon with dementia to tell "stories" that are not true.
So, the more information you can give us, the better. Just trying to get a clearer picture of what is going on.
You would have to prove that only Moms money is going into that acct. You would need statements. If you can prove that, then APS can be called in because he is taking advantage of a Senior.
Your mother agreed to your brother being authorised to operate her account?
You have discovered - how? - that your brother has spent most of the money. Either your mother is saying that she didn't give permission, or anyway your brother is unable to show that she did give her permission, for this particular expenditure. What did he spend the money on? How does he account for it?
If he just helped himself blithely to his mother's money and bought a new car, for example, that is not okay. Being authorised to operate her account is not the same thing as being given the money, and you should get legal advice. It may be a criminal/police matter.
If he bought *her* a car, or paid for her groceries, or hired nurses, or even made purchases that in fact she had okayed but is now denying to you, that's different.
So... what happened?