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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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MaggieMarshall said it well. While it's completely unfair since many family caregivers give up paying jobs to provide the needed care which often keeps people out of nursing homes far longer, paying them could become a problem if the elders should ever need Medicaid.
I'd check with an elder law attorney to see if there is a way that this can be handled. I do think different states may handle payment differently, so it's good to get legal advice from someone who knows your state's Medicaid laws.
I think there are plenty of parents who pay their children to take care of them. The problem is that that can be a PROBLEM. If your parents need to eventually go on Medicaid, they do a five-year look back at your parents' financial records. Seeing checks written out to a family member for care or rent or anything else will most likely be disallowed for Medicaid purposes. Medicaid considers care giving of relatives to be a "gift" -- UNLESS one has a service contract in place with them, and their parents treat them like an ordinary employees (withholding and paying Social Security on their behalf), and unless the care giver keeps a written log of his/her daily activities. And even THEN, the amount they allow is nominal.
This is all done to prevent a parent from giving away all of his/her assets in order to qualify for Medicaid. I think it is VERY unfair.
I take $1000 a month from my mom. I'm her 24/7 everything. I do this because it makes me feel better. But I'm in a position to pay all that money back if it comes to a point where mom has to apply for Medicaid. I don't think she will. But if she does? It all goes back.
In the process of Medicaid's look back at a person's finances, be prepared to prove up any amount over $500 -- that it was used for THEIR care or expenses and not yours.
I know some caregivers who are directly paid to take care of their parents. In my case, my mother pays room and board to live with me. I do take care of her, but she's still not at a point where she needs a lot of care.
We are live-in caregivers; my dad's money covers the utilities, water, phone, property taxes. We purchase all groceries and incidentals involved in the upkeep of a house (cleaning products, gardening tools, etc.) Occasionally dad will give us a small amount of cash for groceries or when an unplanned emergency comes up, but otherwise we abide by the plan we agreed on when we moved in with him in 2012.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I'd check with an elder law attorney to see if there is a way that this can be handled. I do think different states may handle payment differently, so it's good to get legal advice from someone who knows your state's Medicaid laws.
Good luck,
Carol
This is all done to prevent a parent from giving away all of his/her assets in order to qualify for Medicaid. I think it is VERY unfair.
I take $1000 a month from my mom. I'm her 24/7 everything. I do this because it makes me feel better. But I'm in a position to pay all that money back if it comes to a point where mom has to apply for Medicaid. I don't think she will. But if she does? It all goes back.
In the process of Medicaid's look back at a person's finances, be prepared to prove up any amount over $500 -- that it was used for THEIR care or expenses and not yours.