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Which best describes their mobility?
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How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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On one level, the answer to this question is clear: no, you don't become jointly liable with your parents for their expenses when you take on the responsibility of managing their funds and financial affairs.
But the question brings up some important things to remember once you do start acting for your parents. Under the power of attorney, you are acting as a fiduciary: a person responsible for other peoples' money. So, considering the question with that in mind, you have carefully fulfill your responsibilities.
Like the trustee at the bank who manages funds for the bank customers, you can be held liable for you parents' expenses if you transfer their funds to yourself or use their money in a way that goes against their interests.
If you have their POA only, no, you would not be responsible for any of their assets, investments, accounts, etc. The exception is if you are also named as a co-owner on accounts such as checking accounts or if you are also on credit card accounts. The POA only gives you the ability to make financial decisions for someone who has become incapacitated.
bossygirl, you can keep him there legally, plus the doctor is not going to let him go for he sounds like he is unsafe to discharge. I don't understand how he can be in a nursing home and still be able to drive. That sounds more like assisted living. Has your dad been evaluated by a doctor for how competent he is?
Are both your and your mom's names on the car insurance policy? Is your mother competent to handle her business in a business like manner and has a doctor evaluated her competency? You and your mother both own the car and are responsible for how it gets used or misused.
I don't believe that he can just check himself out. Where does his wife live? Do they own a house or trailer together? Has he gone to court for the divorce proceedings? Sorry to be nosy, but on what grounds is she divorcing him?
Your brother should not have all of her money. It should be being managed by you as the POA.
How is the nursing home being paid for?
When she passes, the money for her funeral should come from her estate if there is any money left by then. Does she have a will and who is the executor of the will? If there is not enough money left over to pay for her funeral, I would think it would be a shared responsibility between you and your brother.
If the will states that you are the executor, then you are. What advantage is there in your not telling your half brother that you have POA and the will? What he is doing is not legal. I'm sorry that you two don't speak and that you live in a different state. He must be terribly intimidating. I think that you need a lawyer. I wish you well as you figure your way through all of this.
You are not responsible for your mother's bills that she took out under her name. If you are signed on to any of them, car, credit card, etc. then you can be held liable. Anonymous was correct in their information to you.
FORMYMUM: What type of bills did your Mom have that the creditors are harassing you over? I honestly like stuff like this because it is a bit of a challenge to get them off your back, especially when I know I am right!
If you have not signed on to anything like your Mom's credit card or anything, you really do not have anything to worry about. They cannot come and take YOUR money to pay her bills. What you need to do is find the bills or letters from the creditors and you need to sit down and type up some letters to each of them, you need to explain the situation. "My elderly mother who is 90 years old and suffers with dementia, has become so ill that she has been admitted to such and such facility." Go on to tell them that she has zero assets left, every cent of her social security is paid directly to the nursing home, etc. Tell them that you regret to inform them of this information but there will be no further payments made to them and it will be necessary for them to write off the balances owed. You can go on to tell them that any further communication from them will be considered to be harassment if you want.
Now after saying all that, IF your Mom has a bank account or a home you will probably have to pay them from the proceeds. In my sister in laws case she died and her house was not worth what she owed on it, so they let the house go back to the bank, they sent a copy of her death certificate, she was not married nor did she have children, so they just had to write off the balances on her credit cards.
Creditors can be heartless and ruthless so you may have to stand up to them. If there is nothing left, then there is nothing left, "you cannot squeeze blood from a turnip!"
Yes. She left me a will giving me everything, money, car, furniture. My brother has all her money and her assets witch he took when he took her in. He and mom are in a different state. He is slowly going through her money. He doesn't know I have power of attorney and a will. He thinks his will is in power. Mine supersedes his, from when she last lived with me. I just don't want to be responsible for her debts, or funeral, when he is the one that has all her assets. I don't even know where her new bank account is or her belongings. The last bank account she had he took her to the bank, and she with drew all her money five month before putting her in the rest home. Thank you for answering my question, and the response to If I had a will? Does that make me the executor? PS my half brother and I don't speak. So it's hard to get any answers.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
But the question brings up some important things to remember once you do start acting for your parents. Under the power of attorney, you are acting as a fiduciary: a person responsible for other peoples' money. So, considering the question with that in mind, you have carefully fulfill your responsibilities.
Like the trustee at the bank who manages funds for the bank customers, you can be held liable for you parents' expenses if you transfer their funds to yourself or use their money in a way that goes against their interests.
The POA only gives you the ability to make financial decisions for someone who has become incapacitated.
How is the nursing home being paid for?
When she passes, the money for her funeral should come from her estate if there is any money left by then. Does she have a will and who is the executor of the will? If there is not enough money left over to pay for her funeral, I would think it would be a shared responsibility between you and your brother.
Anonymous was correct in their information to you.
If you have not signed on to anything like your Mom's credit card or anything, you really do not have anything to worry about. They cannot come and take YOUR money to pay her bills. What you need to do is find the bills or letters from the creditors and you need to sit down and type up some letters to each of them, you need to explain the situation. "My elderly mother who is 90 years old and suffers with dementia, has become so ill that she has been admitted to such and such facility." Go on to tell them that she has zero assets left, every cent of her social security is paid directly to the nursing home, etc. Tell them that you regret to inform them of this information but there will be no further payments made to them and it will be necessary for them to write off the balances owed. You can go on to tell them that any further communication from them will be considered to be harassment if you want.
Now after saying all that, IF your Mom has a bank account or a home you will probably have to pay them from the proceeds. In my sister in laws case she died and her house was not worth what she owed on it, so they let the house go back to the bank, they sent a copy of her death certificate, she was not married nor did she have children, so they just had to write off the balances on her credit cards.
Creditors can be heartless and ruthless so you may have to stand up to them. If there is nothing left, then there is nothing left, "you cannot squeeze blood from a turnip!"
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