Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Mother, father, and daughter on deed to home for over 9 years. Parents qualify for Medicaid in nursing home. What happens if daughter sells the house while parents are still in nursing home?
Selling home in their name & yours will affect their Medicaid eligibility. Minimizing the Medicaid fallout can be done but imho you have to have a tight plan in place ahead of the Act of Sale. Depending on how much house sells for really determines how long they are ineligible and have to do a spend down to either re-apply or reinstated into Medicaid.
The month sold it is considered 2/3 their “income” & 50/50 split between parents and for all months thereafter the $ left from their initial 2/3 is considered an asset. Income is whatever the exact figure is that your states Medicaid has set, most have it as around $2,100 but varies by state, so the month of the sale it takes them over. Medicaid for couples in which both are in a facility & both on Medicaid allows for only 3k in assets between them. 3k that’s it. Whatever proceeds over 3k (read that as $1500 each) will have to be spent down on their care or their needs.
Be especially precise as to splitting all $ & costs 1/3 you & 2/3 them.
They will become private pay at the NH first & foremost. You as their DPOA can use some of the $ to buy them each a fully paid preened funeral & burial policy as long as its within your states $ limits (FH will likely know to the penny the ok by Medicaid amount). You can buy them or have them do things that Medicaid doesn’t cover or covers minimally - like dental care, new eyeglasses, hearing aids, a better walker or wheelchair. A reasonable amount of new clothes. If still competent and cognitive, they could pay to get their legal updated if needed. If their both in a NH, the days of doing anything creative with their $ has passed imo. Going to be a spend down needed.
Also IF you or family spent your own $ to get house market ready or any other parental costs, your folks cannot reimbursement you for their 2/3 share from the house sale $. It will look like “gifting” as far as Medicaid is concerned and will pose a transfer penalty onto them when they re-apply for Medicaid. If you have spent $ on the house, and you kinda need to be repaid, speak with an attorney asap regarding the feasibility of some sort of promissory note that enables you to be a lienholder on the property; so you can be paid from the proceeds outside of & before the $ is paid to your parents for whatever costs over your 1/3 share. Doing this after the fact will be hard but since your is a shared ownership there may be a existing pattern of payment/ reimbursement that you could use, this is ? for an elder law atty to figure out in advance of act of sale.
Realize that once Sale is done, it is recorded to the penny by tax assessor and that info dovetails into state database. Medicaid will find out to the penny what the spend down amount will be.
If it’s a low value property - like under 60k - at 2/3 split, with precise planning you might be able to get a 2ok spend down each pushed through within the month of the Act of Sale. IF closing set for first days of the month. So they start the month within Medicaid limits and spend down within the month so end the month within Medicaid limits. You have to have whatever checks cleared & payed out before EOM.
Some states can place a lien on property owned by the LTC Medicaid recipients. If so, that’s a lien that has to be released (paid) in order for sale to go through. FL is very pro property owner state, I don’t believe FL does this, so your folks get all of their 2/3 $.
I'm bumping this up so other's can see it. It is my understanding that they would lose medicaid until their 2/3 of the money is used up, but hopefully other's will chime in soon.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Minimizing the Medicaid fallout can be done but imho you have to have a tight plan in place ahead of the Act of Sale. Depending on how much house sells for really determines how long they are ineligible and have to do a spend down to either re-apply or reinstated into Medicaid.
The month sold it is considered 2/3 their “income” & 50/50 split between parents and for all months thereafter the $ left from their initial 2/3 is considered an asset. Income is whatever the exact figure is that your states Medicaid has set, most have it as around $2,100 but varies by state, so the month of the sale it takes them over. Medicaid for couples in which both are in a facility & both on Medicaid allows for only 3k in assets between them. 3k that’s it. Whatever proceeds over 3k (read that as $1500 each) will have to be spent down on their care or their needs.
Be especially precise as to splitting all $ & costs 1/3 you & 2/3 them.
They will become private pay at the NH first & foremost. You as their DPOA can use some of the $ to buy them each a fully paid preened funeral & burial policy as long as its within your states $ limits (FH will likely know to the penny the ok by Medicaid amount). You can buy them or have them do things that Medicaid doesn’t cover or covers minimally - like dental care, new eyeglasses, hearing aids, a better walker or wheelchair. A reasonable amount of new clothes. If still competent and cognitive, they could pay to get their legal updated if needed. If their both in a NH, the days of doing anything creative with their $ has passed imo. Going to be a spend down needed.
Also IF you or family spent your own $ to get house market ready or any other parental costs, your folks cannot reimbursement you for their 2/3 share from the house sale $. It will look like “gifting” as far as Medicaid is concerned and will pose a transfer penalty onto them when they re-apply for Medicaid. If you have spent $ on the house, and you kinda need to be repaid, speak with an attorney asap regarding the feasibility of some sort of promissory note that enables you to be a lienholder on the property; so you can be paid from the proceeds outside of & before the $ is paid to your parents for whatever costs over your 1/3 share. Doing this after the fact will be hard but since your is a shared ownership there may be a existing pattern of payment/ reimbursement that you could use, this is ? for an elder law atty to figure out in advance of act of sale.
Realize that once Sale is done, it is recorded to the penny by tax assessor and that info dovetails into state database. Medicaid will find out to the penny what the spend down amount will be.
If it’s a low value property - like under 60k - at 2/3 split, with precise planning you might be able to get a 2ok spend down each pushed through within the month of the Act of Sale. IF closing set for first days of the month. So they start the month within Medicaid limits and spend down within the month so end the month within Medicaid limits. You have to have whatever checks cleared & payed out before EOM.
Some states can place a lien on property owned by the LTC Medicaid recipients. If so, that’s a lien that has to be released (paid) in order for sale to go through. FL is very pro property owner state, I don’t believe FL does this, so your folks get all of their 2/3 $.