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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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I filed for Aid and attenence and you have to provide need. Either they r in an AL or having care in the home over and above their income. Income can't be over a certain amount. Can't use A&A and Medicaid together for long term care. My Mom was in an AL paying 5K a month and her income was $1700. She had enough savings to pay for a year. She was turned down because she made over 13k a year. Who can live and have care for 13K. Since she was Okd for Medicaid I chose not to contest the ruling.
My understanding is that VA coverage is done at VA facility or allowed at other facilities only if there is an existing Agreement between the VA and the outside health care provider. VA is a closed system for providing health care, kinda like Kaiser HMO is a closed system. So if you want coverage under VA, it’s limited to those within their system. VA is health care insurance not LTC insurance.
But I’m guessing that your ? is more about confusion as to what LTC is and how it gets paid. Living in a LTC Facility, like a NH or MC, is not considered a health insurance covered event. Medicare does not pay for someone’s stay in a NH other than a brief time limited rehab stay with them coming into a NH for rehab following a hospitalization. Neither will BCBS, Humanas etc. unless it’s post hospitalization and a covered benefit. It is Medicaid that can pay for the daily room & board residental costs to be in a LTC facility if eligible. VA does a residential benefit if in a VA facility or retirement home.
Could you be thinking of Aid & Attendance? VA can do a separate Aid & Attendance benefit if they qualify. I think A&A has a max of around $1800 a mo, which the vet is paid to spend as they want. For those living in their home or in AL, the A&A plus other retirement income can cover their monthly costs. So filing for A&A is a good thing. But those in a NH, as NH costs run from 5k - 15k a mo, A&A isn’t enough to pay for their stay. so unless they have a long spend down to do, the math is better to go onto Medicaid as it covers all costs if eligible. If that happens, the VA drops the monthly benefit to $90 a mo., which they get to totally keep to spend on thier own.
If your all new in this, there’s lots of great articles on this site to read.
Is it actually insurance or just the person goes to a VA hospital when he needs something. The VA has their own homes so not sure why they would pay for rehab in a private facility. You really need to talk to ur County VA representative.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
But I’m guessing that your ? is more about confusion as to what LTC is and how it gets paid. Living in a LTC Facility, like a NH or MC, is not considered a health insurance covered event. Medicare does not pay for someone’s stay in a NH other than a brief time limited rehab stay with them coming into a NH for rehab following a hospitalization. Neither will BCBS, Humanas etc. unless it’s post hospitalization and a covered benefit. It is Medicaid that can pay for the daily room & board residental costs to be in a LTC facility if eligible. VA does a residential benefit if in a VA facility or retirement home.
Could you be thinking of Aid & Attendance? VA can do a separate Aid & Attendance benefit if they qualify. I think A&A has a max of around $1800 a mo, which the vet is paid to spend as they want. For those living in their home or in AL, the A&A plus other retirement income can cover their monthly costs. So filing for A&A is a good thing. But those in a NH, as NH costs run from 5k - 15k a mo, A&A isn’t enough to pay for their stay. so unless they have a long spend down to do, the math is better to go onto Medicaid as it covers all costs if eligible. If that happens, the VA drops the monthly benefit to $90 a mo., which they get to totally keep to spend on thier own.
If your all new in this, there’s lots of great articles on this site to read.