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Isn't it our money, as a law?

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Even if you never worked a moment in your life, the money "may" belong to both of you, and in fact a husband will pay higher alimony to you for longer if you never worked in many states. Money all depends on what issue you are addressing and where you are addressing it.
Medicaid?
Divorce?
Bills?
You should see an accountant or lawyer to be certain for your particular issue, and know that filling us in on a question will help with accurate answers.
Money earned after your marriage and put in a joint account is both your money for many purposes.
Money kept separately in individual accounts may be considered both your money in one instance, and the money of one or the other in others; and only an accountant or lawyer is best to help you iron that our for your own state's laws. So consult a lawyer.
The only thing I am CERTAIN of is that an inheritance left to YOU is yours alone IF kept out of a joint account; once put into a joint account it belongs to both of you.
All of this can be very very complicated. And it can have different rules for bill paying and for IRS and for division of assets as well as different rules in different states, as well as different rules for federal, so you want to be certain of all of this, and see an accountant or a lawyer for your questions.
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If Medicaid is involved you will want to learn about allowances for a “community spouse” where, for example, the spouse not in a nursing home may get more than half of the couples income up to a specific amount.

Learn more at https://www.medicaidplanningassistance.org/medicaid-eligibility-texas/
then consult an appropriate attorney before acting on the information.
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Texas is a Community Property state.

That means that if you divorce, monies acquired during the marriage are divided equally.

Does your question have something to do with an elderly spouse? You are best off seeking the advice of an eldercare attorney.
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