We just filled out the application for Mom's Medicaid. For life insurance, we claimed her life insurance policy with a death benefit $14,854.67 (cash value of $11,635.55). Only after we mailed in the form did we realize the cash value can't be more than $2,000 to qualify. So, we're expecting that she will be denied. Is there anything we can do now to correct the situation, or do we just need to wait to see if she's denied. And if she is denied, I understand what the various options are to handle the insurance, but can these be done on appeal, or will she need to re-apply?