The first thing you need to do is to have the Medical POA speak with the doctor about prescription costs. Be certain that the senior is not on any of the newer medications that are still in their patent years and very expensive. Often the older meds with generic substitutes can be used. Seniors are often given a lot of unproven medications because doctors get easily 6% cost of prescription for prescribing them. Do your best with this. And other than that, we have been promised by BOTH sides that someone will bring prescription costs under control. So far that hasn't been done by anyone (though some such as Warren and Klobuchar have tried with all their might). The drug industry has a very strong lobby. While money is the key in politics the lobbies will likely control Washington. It is very sad.
When we sign up for Medicare at age 65, it is stated quite clearly that if you dont have "credible coverage" for what is covered by Part B and Part D, there will be a penalty down the road.
When we sign up for Medicare at age 65, it is stated quite clearly that if you dont have "credible coverage" for what is covered by Part B and Part D, there will be a penalty down the road.
Is this the situation that your elder is facing?