Life Insurance for Seniors

Permanent and term life insurance have many differences and fit very different needs. It's important to understand both types to find the right coverage for you and your family.

There are life insurance options available for seniors, but finding the right policy can be tricky.

Unsure about how you will be able to cover long-term care costs? Learn how to convert life insurance to long-term care services without jeopardizing your Medicaid eligibility.

Under certain circumstances, life insurance policies are considered countable assets and can affect Medicaid eligibility. Some seniors must include their life insurance policies in their spend-down strategy to qualify for Medicaid long-term care services.