I moved my dad closer to me so I could visit more often. He has been there now for a year and a half. My dad was approved for Medicaid and each month I was noticing that his social security checks were almost $300 short of what Medicaid says we should be paying the home. I finally had his case looked into only to discover he had a garnishment from a federal loan. I've kept paying what my dad receives in social security, but the balance has added up. They keep wanting me to make up the rest. I am already on a limited budget and pay for his life insurance and storage rent that comes out of his account each month. Am I responsible for the unpaid balance each month? Can they kick my dad out? Can they sue me for his bill?
Could the life ins be cashed out now and use the money to take care of the debts?
Why is dad having to pay anything on Medicaid. I thought everything was paid for and Dad got a small allowance for personal needs/
Tell us more when you see the lawyer.
Look at the paperwork you signed. Did you sign u would be responsible? If not, then you don't have to pay. Children r not responsible for parents debts. I would check out that garnishment with SS. All money is to go towards Dads care. A student loan is a debt.
I never got a student loan (self pay all the way), so I don't know if there are any methods of relief but I recall periodically hearing or reading about forgiveness of some of the debt. That might be before garnishment though.
Is your brother helping to pay down this loan (in addition to funds being garnished from your father's assets)?
I sense that you're strapped for money. It wouldn't hurt to see if you can get legal help pro bono and have someone review the documents to confirm whether or not you're liable.
What kind of federal loan is the garnishment for? Is there any possibility it's close to being paid off?