My dad has early stage Alzheimer's. He's perfectly capable of handling his banking and bills. I'm just wondering if lifelock or something similar would be helpful. He's constantly getting scam emails. I'm afraid he's going to click something eventually and lose money.
My brother died of sepsis before he could deteriorate further into the world of Lewy's. It is what he hoped for, and it is what happened.
You and your Dad need to be aware that there are monsters out there just waiting to prey upon him. He is still able to recognize reality and to make plans with a lawyer. Iron clad air tight documents that will allow the most willing and the most able in the family to handle his affairs for his absolute protection. You don't have time to spare. Please speak with him. Please do all you can to protect him, because they are everywhere. Yesterday even our CPA got hacked. We got a message supposedly from him saying "Alvadeer, can you help me" and when I replied the message said "I am laid up with an accident. Can you purchase gamecards in the amount of blah blah blah"....... When we called our CPA (also a friend) he said he didn't even reply. He only clicked a link sent to him. And now hacked and spending his days calling clients to warn them that's the case.
Ways to rob our elders is earning scamsters billions. They will become only more sophisticated. I wish you the very best.
1. Protective software.
I had to get Norton Lifelock when Comcast decided not to provide it, and I couldn't get the updated CD of Norton software to load. When I called Norton, it was either get Lifelock or find another Internet software company. At that time, I wasn't interested in spending the money on another company with which I wasn't familiar (including the other well known company, the name of which I can't remember.)
From what I can tell, all Norton does that I know about is send e-mail notifications of how great it is. It does NOT provide credit reports, or updates, or anything other than self aggrandizements and notices of how many "trackers" I have. There is no way to verify that it's doing anything.
What I did though after my father died was contact one of the 3 credit bureaus and put fraud alerts on both of our credit files.
2. Spam Mail.
Over the years I've gotten my share of spam e-mail, but have always forwarded it (including the hidden data that provide more detailed source information) to my ISP and let it handle the spammers. When Jobs was still alive, MS provided a better method of doing this, and I could also e-mail the scammer's service provider directly. Now I let Comcast take care of it.
It doesn't discern as easily as a human being though; it keeps blocking e-mails from someone here on the forum, allocating them to the "spam" file. I just move them.
3. Protection.
The main protection is just not respond to any e-mail from ANY unknown person or company, especially ones (and phone calls) allegedly from Amazon, MS, and now phone companies.
a. Offline data storage.
These threats, not to mention using electricity to handle finances, is one of the reasons I refuse to consider online financial activities. I have done it a few times for bills and gifts for my niece's children, but I created a password protected document with all the data necessary: name, address, phone, account number, etc. It's stored offline on a removable hard drive.
This allows me to transact but w/o specifically writing out account numbers, although I've found that the local township and city usually require some typing of personal information, but I only pay online if I can't get to the office and pay personally, or just mail a check.
b. Special account, only for spam.
One thing you can do is create another e-mail account just for the banking and bills, gradually move all other correspondents (friends and family) to that account, and let the existing one lie fallow. Eventually if it gets too many spammers, close it and leave it closed before opening any replacement account.
The goal is to isolate the spam by creating a new account for acceptable mail, then delete the spam account, or just leave it as a garbage collection account.