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Absolutely. When a Medicare beneficiary begins receiving Medicaid benefits they are dubbed "Dual Eligibles". Dual Eligibles have an incredible benefit set as follows:

1. Medicare continues to be their primary insurer. They are free to go to any provider that accepts Medicare. They are not limited to "Medicaid Docs".

2. If they have a Medicare supplement or a member of an HMO or other Medicare Part C plan that insurer or plan is the secondary insurer.

3. Medicaid is now the Tertiary insurer picking up that which the first two do not.

Dual eligibles also receive have their Part B Medicare premium paid, their Part D Rx premium subsidized, Rx co-pays go to $1 and $5 with no "donut hole".
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Thankyou for this, no one ever told me this all agencies had me beleiving my mom did not qualify because of her monthly income, (is it true if she gets $2,180 amonth she does not qualify for medicaid)
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Nothing like having more information....

It is true that mom's income is too high for Medicaid. If you are applying for long-term care benefits the income threshold is $2,022 per month. The asset threshold is $2,000 (not including house, care, and other non-countable items).

There is, however, a method, codified in Federal Law, to deal with excess income. Mom must establish an "Irrevocable Qualified Income Trust" aka "QIT".

This is the second time in as many days a participant on this site has said that their loved one had income that was too high to qualify for benefits but were NOT told about the QIT remedy. Very, very, surprising and unfortunate.

By the way, if assets are also too high there are remedies for this as well. Don't spend all of her money without investigating alternatives.
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