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The plans change every year. So, you don’t have to change anything sign anything or review anything. But, it doesn’t cost you anything to look and make sure that you’re plan is still the right plan for your particular needs.

Let me give you two reasons why. We surveyed over 24,000 sessions on our web site from last year’s annual enrollment period (AEP). What we found was that in 1/3 of those sessions the person would not have had coverage for at least one of their prescription drugs heading into 2011 if they hadn’t reviewed and updated their drug coverage. And, we also found that 93% of the users were not in the drug plan with the lowest prescription drug costs. On average a person could have saved over $500 on their Medicare prescription drug costs by reviewing and updating their coverage.

For all of those reasons, most Medicare experts agree that it’s a good idea for people to take 10-15 minutes to quickly be sure their coverage still meets their needs.
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Ross gave a great answer. However, the simple answer is no you don't have to do anything if you want things to remain the same. Checking it all out, as Ross says, is good. But if you are happy the way things are, then you don't need to sign any forms.
take care,
Carol
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