Here are some details about my grandparents:
Grandfather:
Incontinent, forgetful, everything is done slowly, extremely stubborn. Almost fully deaf yet refuses to use hearing aid. When talking to him, we have to shout in his ear. He shouts at us as well because he can't hear himself and has a bad temper. Wants things done his way or else he throws a tantrum. Refuses to use wheelchair, walker, or wear diapers or even have a bed pad. Wets his underwear (27 pairs) every day and asks us to do laundry. Tries to get up to use the restroom but by the time it takes him to walk across the hall, he's wet his underwear. No energy. Sleeps for about 20 hours a day. Room smells of stale urine. Did I mention stubborn?
Grandmother:
Diabetic, dementia, basically no short-term memory, sleeps for about 20 hours a day. Requires insulin shots four times a day.
My mother is a widow and has been caring for them for a while now. I work and live several states away and don't get much vacation time to come home. When I am gone, my mother thinks she cannot handle caring for them all the time. Luckily, grandparents live in the same apartment building as mom and she has to visit them several hours a day and finds it hard to find time to do her own work (she works from home).
Grandparents have no insurance (as they did not work in the US long enough) but are both US citizens. They only have Medicare B and D (no A, and no long-term care insurance).
How do we take care of my grandparents and especially deal with my stubborn grandfather?
It doesn't sound like the current option, them staying in their apartment with only your mother for help, is a viable one. Where to look for options? Call the area agency on aging in THEIR state. Explain the situation and ask for suggestions. As Pam suggests, look into exactly what insurance they have and what it covers. If they belong to a religious community, call the clergy there and ask for suggestions. You could also ask for a needs assessment from their county's Social Services department.
Perhaps your mother could handle this is she weren't the only one responsible -- if they had in-home care, if someone "official" came in and said he has to wear disposable underwear, if someone could help her with showering, etc. Doing all the care for two adults is simply beyond what should be expected of your mother.
And in-home care might not be enough. Even if it is now, Grandmother's dementia will progress and maybe the only safe option for her is a care center with around the clock staff.
You can help by doing all the research. Most of it can be done by phone and internet. If you get an appointment set up, for example with Social Services, you may want to arrange it when you can be there -- for sure when your mother can be there.
Good luck ... and post again as you find options. We learn from each other!
And then what about grandfather's incontinence? Who will manage that? And now his health has taken a turn for the worse. Who is nursing him?
Keep checking your options. I'm sure you will feel better if you can know in your heart that you did your best to find a way to keep them safely at home (while safeguarding your mother's health). But be prepared for the possibility that even with your best effort there may not be an affordable way to keep them home.
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