Odd question and I'm glad I found this forum. I've been paying for my dad's memory care with a credit card and then reimbursing myself. I've kept good records and can match all the payments and bills. So, I'm not worried about that.
What I am worried about is that my credit cards have points and I've been earning them for the bills I pay for my dad.
Does anyone have an experience with this when it comes to the look-back period?
If you have a lawyer/elder care attorney if you are concerned it might be worth a call. A CPA might even have the answer. Or a call to Medicare
Are you doing it the way you are because you get points? If so IMO, this is a little like fraud. If you were paying for his care would be one thing but you are turning around and reimbursing yourself.
Saying that, if this is your card it has nothing to do with the Medicaid look back period. Your finances don't come into the picture. All they will see, IMO, is u using a CC for convenience and reimbursing yourself. Just make sure you have all receipts to prove what you are reimbursing yourself for is for Dad.
I think Grandma meant Medicaid not Medicare.
The other reason is security. I want as little as my dad’s financial info out in the world.
I’m curious about your fraud comment. I don’t see it that way, but I’m curious why it looks that way to you.