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Mother in nursing home dad just died have about 48000 in there account and 11000 life insurance.

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If your mom is next of kin and stands to inherit ( I believe this is the way it works in most states if one dies without a will), then she'll most likely be disqualified from Medicaid until those funds are spent down. I would start out by spending those funds on an eldercare attorney who can advise you on how to wisely spend down. prepaid funeral? Dentures? New clothes and underwear to last for the foreseeable future? You need legal advice.
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Yes had to I order for her to go to a nursing home
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You have poa for your mom? You need to see an eldercare attorney tomorrow. Is your mom on Medicaid now?
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I have power of attorney
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No wills done
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Find the WILL as soon as possible and see a lawyer ASAP. There are no easy answers to this without seeing the WILL.
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