1/31/18-My mom is in a rehab care center and her medicare 100 days will be up 2/24/18. Was in serious auto accident 9/17/17 and still has tracheal tube, C1 fracture, can't stand/walk due to broken pelvis that's healing. Will require rehab care after 2/24/18 and am not sure if she will qualify for UT state Medicaid. Owns her home, no car, 50K savings roughly. What can I do, who can I contact to get continued care for her after Medicare runs out?
See a certified elder attorney to determine Medicaid eligibility.
Is the auto insurance involved?
So sorry about your mom. :(
If all ur Mom has is 50k she can spend that down with the NH. I paid two months with Mom and she went right into Medicaid. Her rehab and LTC werevin the same facility. Not: Medicaid has a timeline for getting into a NH. Here in NJ its 60days. If u go beyond the 60 you have to reapply.
If there is a chance that she is going to be able to live independently after her rehab, does she need to preserve her assets to live on? Or does she have adequate INCOME to do that?
See, if I were in this situation, I would seek legal advice, because I would need to convert my ASSETS into a Medicaid compliant annuity, so that I have resources to pay my living expenses, as my pension would not cover that. If I were to do private pay for a NH for many months, spend down my assets (which for me, is planned to create an income stream) then I wouldn't be able to afford to live where I do any longer.
If you are confident that after rehab, mom will need and be eligible for Medicaid paid assisted living or long term care, then you're fine spending down to to the Medicaid limit for assets.