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You tell her, "I have no intention of moving you in with me. I will always be around to look after your well-being but you are NOT moving in with me. Let's look at your finances and start making a plan now for your future needs." Then, investigate local senior apartments for her that will be somewhat closeby to you.
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AlvaDeer Oct 2019
I wish I could be this beautifully concise and compact in my answers. Please tell Tiger I am TRYING!
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You tell her, "Mum, I am buying a home for me, not for you. I do not want your ideas nor your input."

I have done this with my mother in my home. She likes to tell me what do do inside and out. I remind her in no uncertain terms that she has no say in how I decorate my home, how I plant my garden and the conversation is over. She also has no say in how I live my life.

If she were to pout or sulk I would remove myself from her presence.

Tell you Mum now and repeatedly that she is not going to live with you. Remind your Dad that you will not be living with Mum and the two of them had better make plans for their future.

It is about setting boundaries and sticking with them. You are not responsible for Mum's anxiety and it is not your fault if it is poorly managed. That is something for Mum and Dad to sort out together.

There is no rule that you have to spend the holidays with your folks. Go do something for yourself.
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Short and sweet. It’s your life, your money, your house!

Congrats on buying a house, by all means enjoy it. You’ve earned it!

Just be honest and tell her it isn’t in your plan to have her live with you.

You sound pretty damn smart to me, a responsible grown woman. I don’t think you will have an issue articulating your feelings.
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You have a sit down with mom and dad and explain very calmly that you will not be letting mom move in, EVER. If she chooses to behave like a 5 year old throwing a tantrum you say that you will not be visiting until she can act like an adult. Then go enjoy your new home, the one you want and dream of.

You will just have to deal with her manipulative behavior and keep your boundaries. It is hard but soooooooo much easier than having a surly, manipulative, self centered parent stealing your wellbeing to prop them up. She has made the decision to not improve the quality of her life by treating her mental illness, that doesn't make it your burden to bear.

Tell them both what options she will have, ie house share, il, al or staying in her home with paid help. You have to make it very clear that you are not her plan A or B or C.

You can do it!
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Takincare Oct 2019
And make it clear to the both of them that you ARE NOT paying for their care. Sorry to say that many of our LO expect us (or those who they perceive can afford it) to pay their way and care for them 24x7. This is one area I put my foot down with MIL when SIL kept asking for money. Told her how care in facility worked, her copays if needed and how Medicaid worked. Asked her who would have to pay penalty if SIL didn't return funds, well....my son would, told her nope not going to happen, her thoughts are it's HIS money, surprise, it's mine too, not just his and if she chose to give large sum away she could spend penalty time with SIL. Oh no I couldn't stand it, all those dogs, only 1 bathroom, not a great area, only have a bedroom instead of her own bath, bedroom, and 2nd bedroom made into her sitting room. Plus they only have basic cable. Told her well then I guess you're not going to give any money away are you.... overheard her telling SIL, oh no it's all tied up in a cd for awhile, guess I was lucky to get thru that time.
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Wow, I wish I could tell my grown daughter what to do!
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Takincare Oct 2019
They tend to listen about as well as they did when teenagers, and boy does my tongue bleed when I bite it instead of saying I told you so🤣😝
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NewHouse, please post back and let us know how you are doing, and what your plan is. We care!
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Congratulations on saving up enough so you can have something of your very own! GOOD ON YOU!
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Huh? What is the problem? Buy the house you want, tell both parents that you will be unable to have them live with you and it is time for them to start planning for their own future.
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Please tell us you have no intention at all ever of having her live with you! The tone of your post kind of hints at you maybe giving in later on? Don't do it!
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Like Tara's answer.

You may want to sit down with Dad and Mom and tell them they need to consider the other's future if one passes. If their house is too big, downsize. Take the proceeds and put in an interest bearing acct. With the Facebook online yardsales, u can get pretty good prices for those things u don't need or want. That you feel, they need to be independent as long as possible. There are resources out there for Seniors. Senior apartments where rent is on scale. Low income apartments. Electricity and heating help. Cut back on cable or get an antenna.

I am big on if they are capable to live on their own then they should. I used Moms money before I used any of my own. Children are not responsible to keep u in the lifestyle u were accustom to before a spouse died. We all need to learn how to live on what we get.

At this point, do what u want for you. Just tell Mom that, for now, this is what you are doing. You cannot promise anything. Things happen and life changes. Your Mom may get to the point where u cannot care for her for whatever reason. If u need to work, that is a good reason. Her have anxiety is another thing. Don't think she would be easy to live with.
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And understand that just because you buy a home that COULD be accessible to you mom does NOT mean that she is allowed to invite herself in to live there.

Each and every home I ever bought was given consideration as to handicap accessibility. This was because I never wanted to be in a situation with a disabled child/spouse/guest and not be able to accommodate them. NOT because I was planning for my parents to move in.

Set the boundaries now and let her pout all she wants.

One of my daughter's friends just lost her mom; the woman had Borderline Personality Disorder and had screwed her daughter over many times. Forged her signature on paperwork for NH payments and the like. Ended up homeless for several weeks because she signed herself out of the Medicaid ALF that the state sent her to.

My daughter's friend loved her mom but understood that if she enabled her, it would destroy her marriage, her financial security and her children's lives. She very reluctantly walked away and allowed her mother to make her own (bad) choices.
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Regardless of whether your mother ever moves in with you, I would advise you to consider a home with a full bath and a room that could be used as a bedroom on the ground floor, as well as properties where at least one entrance can support a ramp - for yourself, not your mother.

A few years ago a friend of mine in her 30s was house hunting and got the same advice because even young people can have accidents and not be able to handle stairs for a few weeks or months. She purchased an old Victorian which did have a full bath on the first level along with a kitchen, laundry, dining room, living room, parlor, and den. A couple of months later she fell leaving an outdoor concert and broke her ankle badly, requiring 2 surgeries and pins to heal. The den became her bedroom for over 6 months.

Buy the home of your dreams and tell Mom you aren't planning on her moving in anytime soon so in the meantime you are going to enjoy your "dream" home.

Sometime after your have purchased your home, you may want to have a separate conversation with your mother about her living with you when she's a widow. My mother knew she did not want to live alone since she never had. Mom moved from her parents' home to her husband's home (which included a FIL & SIL) when she married. I was open to having my mother move in with me. If you're not, you may want to reset your mother's expectations toward a senior living community or AL for her widowhood. My experience has been the longer you allow someone to build a false narrative in their head, the harder it is to displace their preferred outcome with some version of reality.
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newhouse Oct 2019
Unfortunetly it's the area- The style of the homes I'm looking at are attached city rowhouses/townhouses that are 80-150 years old. They are tall and narrow floorplans. Sometimes people have rennovated with powder rooms on the first floor, but full baths or bedrooms on first are almost unheard of, unfortunately, even with large 8 bedroom houses.
Elders often sell to move into condos or more accessible homes, or sometimes install lifts.
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The three first answers are spot-on. I hope you take the good advice given here, and stand FIRM against your mother’s manipulation. You have planned well for your future, so don’t let her ruin the rest of your life! Tell her that she can apply for Medicaid when her money runs out, and find a place that accepts it! You don’t owe her a forever B&B.
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Just be honest. that youre not buying a home with someone living with you in mind. and that she must bear the burden of her managing on her own for now. and when the time comes if it comes that she needs assistance you can revisit the situation. you werent brought into this world to be a future care taker.
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Go right out and buy yourself a ONE bedroom, ONE bathroom condo with no room to expand! Also, invest in ONE knife, ONE fork and ONE spoon, and likewise ONE bowl, ONE plate and ONE cup.

Gee mother, I'd love to have you but there is just NO room at the inn!!

Seriously, though. When my mentally ill anxiety ridden mother told me that she and dad would be moving in with ME rather than spend 'all that money' in Assisted Living, I let her know IMMEDIATELY that such a thing was NOT an option. Period. I too am an only child, and not interested in cohabitating with my mother again. Once was MORE than enough, as a kid, and all I ever wanted to do was get OUT of there. Anxiety and depression and sulking and pouting is just TOO MUCH nonsense to bear.

Don't do it.

Let your feelings be known NOW, and let your mother alone to sulk and pout. She can make an appointment at the doctor's office for some medication to help her with the issues she suffers with, unless she enjoys the conditions and uses them to her advantage. Hint hint.

Lay down the law. Your mother is healthy and probably relatively young. Think about it.......she may have 20 or 30 YEARS left to live. Do you want no privacy for the next few decades? And to deal with these histrionics??

Your mother's 'financial planning' for her elder years includes Social Security and living within her monthly allowance, as it does for MANY, MANY senior citizens. It is not written anywhere that a parent automatically moves in with their children! Do not let her bamboozle you and make any 'announcements' to you. It's YOUR turn to make an announcement to HER!

Best of luck
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NeedHelpWithMom Oct 2019
Love it! Great answer.
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You do realize that your mom is mentally ill, right?

This is not normal behavior. Call it narcissism, lack of boundaries, no filter, it IS mental illness.

It will get worse as she ages, especially if dementia sets in.

Is she seeing a psychiatrist to manage her anxiety?

Have you read a book by Townsend and Cloud called Boundaries? You need to start setting good ones. You need to develop a thick skin so that her comments dont hurt you. Consider individual therapy.

I would also strongly advise travelling for the holidays this year. Dont give her an opportunity to pout.

Were you allowed to pout as a child? Was your every whim catered to?
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lealonnie1 Oct 2019
Awesome advice!!! I second it, wholeheartedly. And LOVE the 'travel for the holidays this year' suggestion! I actually took a job where I will be WORKING for the holidays this year, thank you God.
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