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I'm 46 and my husband is 61 and we've been married going on 24 years. He was very sick with a benign brain tumor in 2023. He had a craniotomy and radiation treatment and since then it seems like I'm starting to see the beginnings of dementia or some type of cognitive decline.
He also managed to bankrupt us to the tune of $125,000 with his own credit card debt ($50,000) and back taxes with the IRS at $75,000. I was not aware he wasn't paying these bills and I found out through credit reports and letters I started receiving from the IRS threatening liens. I had to pay lawyers and have roughly $75,000 of it reduced.
The past 8 months I keep going back and forth between wanting to leave and staying. I am becoming what a lot of women in the online world talk about being a "nurse with a purse" meanwhile it seems like I'm looking after a child. Eats boxes of cereal now, doesn't help out with cooking or doing the dishes and doesn't want to look after his health. He's also losing his eyesight due to the nerve damage from the tumor so he's going to be legally blind and won't be able to drive.
He is constantly coughing, sneezing, snoring, flatulating, crapping, etc. I feel like I'm living in a nursing home. I'm beginning to see some real changes on the horizon towards him becoming an old man and me being his caretaker and it's made me beyond angry. I wouldn't be so resentful about this if he didn't bankrupt us but he did. He has no money, no retirement savings, no assets and has never been able to plan financially (I've always known this and stuck my head in the sand because I didn't want to deal with it and he would always scream at me if I talked about money).
So now I've begun to take on a nursemaid role and I'm growing extremely resentful about it. I don't know if I should stay or leave but I feel like I'm being cheated. He gets to have the luxury of having a younger woman around to take care of him meanwhile I have to still cook and clean, worry about our financial future and also look after him and his health. I don't even want to know what this is going to look like 10 years from now.

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This post hit a nerve with many of us here.

This made me think about my father who left my mother who was dedicated and didn't have a job because he didn't want her to work.

Fast forward, I'm in high school and he meets this woman who is about twenty barely out of her late teens with a couple of kids from different fathers. She leeches on to dad even though he is still married to mom. This affair goes on from the time I was in high school to when I'm in my mid thirties. They tie the knot after mom dies. She is younger than my older siblings. The grandchildren call her grandma. After dad got old and things were no longer fun, he started seeing who she really was. This is an opportunist or gold digger type. Plus dad was in his mid fifties when he met her.

This is not the same situation with this poster since her husband was not all that old when they married. They spent twenty-four years together and had some bumps in the road with his mismanagement of money.

She feels cheated our of a spouse and finances. None of us knew what was down the line when we married these men. My third husband passed in 2016. We didn't get a chance to sort out the financial part because we were newly married. This type of thing can happen to anyone no matter the age.

I understand her anger which is actually fear for the future and feeling cheated out of a marriage and relationship. Eventually, she will calm down to make a decision what is best for the both of them in the long run.

Marriage isn't always a bed of roses. Sometimes all you end up getting are the thorns and sitting on them.

I don't think she means that she is a nurse with a purse since she had been married over twenty years, but just saying this out of frustration.

Taking care of sick people can be the most tiring and frustrating experience. She is losing a spouse. To me, this anger is part of the anticipated grieving process.
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As far as what you made monetary wise, I see as utterly no importance here, what so ever.

I didn't work a lot, because I had 4 boys, 🤔so I had2 full time jobs, they were his kids also. So I believe that's I did my share of bringing to my family.

So weather or not you worked, made as much money as him, should not be in the equation at all. Nor is it anything anyone should judge.

The only way would be if you were possibly an in the bed all day drunk, never doing anything, through out your whole marriage.

Who made the money, who didn't, means absolutely 0 to me and probably to the courts
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Burnt,

I've just reported your replies to nothappy46 because IMO they're quite cruel... verging on abusive. Opinions are fine, but do you have to destroy a person to get your point across?

P.S - I just re-read this entire thread... -and I realize it's not just your reply that I find offensive, it's a "pile-on" from other forum posters too.
...Judgemental, unkind, non-supportive, kicking a person when they're down and vulnerable...it's like a angry mob picking up a rock and virtually "stoning" a person IMO.
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MargaretMcKen Oct 28, 2024
'Your opinion' is not mine. Burnt is blunt but certainly not 'cruel and abusive'. Many people would indeed blame the younger wife for wanting to get out when the going gets tough - that why I wrote my first post dealing with those comments. 'Fault' is indeed a tricky issue.

OP is well able to stick up for herself, on this site at least. Her own comments - "Good for you being a saint. And for using your story as a shaming tactic to lecture and judge me" - could well count as 'cruel and abusive' to a poster trying to help.
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Any possibility your husband is trying to get rid of you?

My #1 first tried to ruin me and impoverish our children but I stuck it out because ‘til death do us part’. When that didn’t work he tried a more tried and true method. That one did the trick. If it hadn’t, it very likely could have been ‘til death do us part, but much sooner than anyone would have anticipated!

He was not older than me, he was just pathetically passive -aggressive.
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nothappy46 Oct 28, 2024
This could be possible as well. I just spoke to him this afternoon about getting our affairs in order and he was eerily calm and ready to begin. Maybe he feels relieved too. Either way, it looks like the divorce is definitely happening.
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When your husband puts you in a precarious financial position, it is time to get out of Dodge. Divorce him and don’t look back.
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I've been divorced twice and divorced my second husband for financial reasons. He ran me into the ground financially. He ran up a rack of credit card bills not being able to pay them back. I had to divorce him before I was completely ruined. It is a long story. However, we were the same age. This man had all sorts of mental health issues and was physically abusive. I tried seeing a marriage counselor with him. It didn't work because he was he!! bent on destroying himself and taking me along with him. He was a sick person, and I stayed married to him until he choked my daughter. That was it.

It is true about the nurse with a purse or being a hospice wife is the new term. Men are diliberately marrying younger with homes and health insurance. I know this is true because I've over heard conversations from men while on public transportation getting women for the health insurance and moving into their homes. Most of these guys are in the early sixties targeting women in their mid forties wanting to get married.

Since I'm already retired and have Medicare, I'm no longer a good catch. LOL

Divorce this man. There is no shame in divorce. I'm not going to send you on a guilt trip because I know you are suffering as a young woman. My daughter is your age, and I wouldn't want to see her marrying an older man in his sixties.
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This story is very important for all caregivers especially women.
Do not neglect your financial health as well.
Similar story.
My GF’s husband now ex, gambled and tried to recuperate losses by investing in questionable( high return, too good to be true) businesses and kept borrowing against their house. Needless to say lost it all. She is left at sixty with nothing. Her retirement looks bleak.
So does mine potentially as my husband will require extensive care in the next 10 years, but being fiscally responsible and savvy he deserves it. If he needs AL for 10,000- 12,000 per month he deserves the best, but so do I, I am working on it as I deserve the best either.
It is really not a question of deserving, it is more of how conduct ourselves in marriage.
Lack of financial responsibility, neglectful, reckless behavior shows lack of respect for other spouse. Financial abuse, secrecy, refusal to disclose assets or liabilities ruins any marriage.
Financial needs and increasing cost and his own neglect of his health are not good indicators for any future relationship.
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Anxietynacy Oct 28, 2024
Exactly Eva, this is not some young trophy wife complaining, that her husband is boring in the bedroom.

This is financial abuse. Been there done that! This actually has triggered my PTSD of when my husband would buy something and id be up all night worrying if the oil was going to last until payday.

Or dealing with the pouty or anger when you put your foot down.
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At 61 I myself don't feel this is an age related issue. Just a health and relationship issue, and 2 people changing and you wanting something different.

As burnt said leave, but please don't abandon him.
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cover9339 Oct 28, 2024
I agree, 61 is not really old.
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Yes, leave.

I’m curious though what you thought the endgame was going to be like marrying someone so much older than yourself? Financial issues aside, this seem inevitable for someone who married into a trophy wife type situation.
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If you're miserable, get out of there. Don't worry about what people say about vows. Life changes. People change. Your feelings as they stand today are completely valid. You don't have to take care of someone if you don't want to.
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Scampie1 Oct 28, 2024
To heck with those vows. From what I've read here, he didn't own up to his part of the marriage. You were out there keeping him afloat.

I had a patient ask me if I wanted to get married again. I was like, no.
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The man you have now is not the man you married, is it? You have seen a progressive change in him since getting the brain tumor and the subsequent surgery. My goodness, I just googled "craniotomy and behavior" and most certainly the way he is now could be related to that surgery. I'm afraid for you that his behavior will continue to get worse to the point that you could be physically in danger. [If there are any weapons in your house, you might want to consider doing something about that.] At the very least, you need to let his doctors know what is going on. Maybe he needs to be admitted to a mental health care facility if some sort of dementia isn't diagnosed. I won't bore you with my story (feel free to look for old posts by me) but I will say that I would not point a finger at you if you chose to leave but rather I would give you a listening ear and encourage you to move forward.
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Financial abuse, I've heard that called, wether or not it's from his tumor or not is one question, I'm wondering if he was always a big spender or it this is something new?

Also some people that don't feel they will live a long life, over spend, the issue is he is bringing you down with him

I do know of someone that got arrested for embezzling from her job, died a year later from a brain tumor.
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I find it very sad and a bit disturbing that young women in particular don't stop to think long term when they decide to marry an older man, as I'm sure at first you were quite taken by an "older" man paying you attention, and perhaps even feeling like he would take good care of you financially and otherwise.
But now that he's sick, and you're tired of being his nurse, you think it better that you just divorce him. And perhaps you are. Only you can make that decision.
And the fact that no where in your post did you mention that you still love this man, I find very telling.
So if in fact you no longer love him, then do both of you a favor and divorce him, as it's really not fair to keep up the charade. He deserves better and so do you.
And please make sure that if you do divorce him that you take a very long time before you jump back into the fire, and if and when you do, please make sure that he is closer in age to you, and that you actually love him in sickness and health till death do you part.

And I wasn't going to share my story, since I didn't detect any love between you and your husband, but I was encouraged by one of my friends on this forum to do so, so here it goes.
I married my late husband at the age of 34 and he was 46. It was both of our second marriages, and we were very much in love. And being a single mom at the time of my 2 children, I looked forward to living "happily ever after" with a good solid man.
However a year and a half after we were married my husband had a massive stroke at the age of 48 that left him unable to walk, talk, read, write and paralyzed on his right side. Needless to say our world was turned completely turned upside down, and our future now looked very different.
With much PT, OT and speech therapy my husband was able to walk again with a brace on his leg, speak a few short sentences and words, and do his self care all with his left hand/arm, as he never regained use of his right arm/hand and he was right handed.
A year or so later he started having gran mal seizures caused by the scar tissue in his brain from his stroke. And as years went by his health issues continued and eventually he developed vascular dementia, and never once did I think about throwing in the towel and leave the man that I loved and never stopped loving despite everything that we'd been through.
Yes our life was very different than I had originally hoped for when we first got married, but I knew that if the tables had been reversed that my husband would have stood by my side through it all as well.
You see, that's what true love looks like.
Now I'm not saying that all of it was easy, as it wasn't. Most of it was very difficult especially towards the end of my husbands life when he was completely bedridden in a hospital bed in our living room for the last 22 months of his life, and under hospice care until his death at the age of 72.
So technically I was his caregiver for 24 1/2 years of our 26 year marriage, and you know what? If given the chance to do it all over again for the man I loved...I would, no questions asked, as I took my wedding vows very seriously, and I know how very much he appreciated me sticking things out with him in the good and the bad.

But that is where you and I differ I think. I loved my husband in sickness and health until death parted us, and I don't get the feeling that you share that same kind of love for your husband.
So you have a lot of thinking and praying to do.... I will leave it at that.
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nothappy46 Oct 27, 2024
Well, good for you being a saint. And for using your story as a shaming tactic to lecture and judge me and assume I never loved my husband.

If I didn't love him, I wouldn't have stayed married to him for 24 years. I was blindsided by him this year financially bankrupting us. This is not a black or white situation for me, it appears I am being left strapped by this one way or another whether I stay or not.

In the end, I will have to be able to care for myself financially in the future and I have to plan for that. He will never be able to do that and has never been able to that. And I'm supposed to be obligated to take care of someone I now can't trust one iota who clearly doesn't care whether I wind up homeless when I'm his age wiping his rear end? Life doesn't work that way. Rent costs money. Food costs money. Elder care costs money. EVERYTHING costs money. And because he got to skate by all these years not caring about money at all, now I get to come in and be the "noble" woman and save the day? I don't think so!
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I guess that you will get some bad comments about how you ‘used’ him and then left him when it suited you. You have probably gone through that yourself. So here are some comments on it.

* At 22, Alva’s question about ‘love and devotion’ is different. It’s mostly love, devotion rarely comes into it much, unless it’s waiting out a year or two before you can get together.
* At 22, you got something from being with a 37 year old – sophisticated, established, worldly experienced etc. You got your money’s worth then. At 37, he got something from being with a 22 year old – sexy, impressive, the other guys were jealous etc etc. He got his money’s worth then.
* He ‘betrayed’ from the beginning what he seemed to promise. The ‘financially established’ veneer was fake. Did you ‘betray’ from the beginning? Probably not.
* He has ruined both of you financially.
* He is now demanding far more than he is giving.
* You don’t love him any more. Chances are he doesn't love you either.
* The future looks bleak.

Quit, and don’t feel guilty. You aren’t. He is. If you arrange his future for him, it’s a bonus he doesn’t deserve.
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lealonnie1 Oct 27, 2024
I got the impression that her husband didn't "financially ruin" them spitefully or by being greedy. But that his cognitive issues caused the problem. And the missus had no knowledge of any of the finances, so it was all a big shock. I could be wrong and if so, I apologize.
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You have said you do not want to be a hands on caregiver for him . It’s not in everyone to do .

However , I don’t think you realize that it’s quite possible at least some of his behaviors are a result of the brain tumor , surgery , treatments etc. Some of the financial issues could have happened because of this tumor, and he couldn’t think straight.

IMO , you should at least see about how to get care for him . Idk if he could get Medicaid and placed in a nursing home or not yet . A consultation with an eldercare lawyer may help you , even if you just let him become a ward of the state , you will have some financial things to work out I assume.

Has he been to the doctor recently regarding the cognitive and behavior changes ? He may need to stop driving . He may also be depressed .
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I agree with others who say to not leave him (if you do) without knowing the full financial landscape and setting up care for him.

Does he have a PoA? If so, is it you? If you are not his PoA then you won't have much control regarding care and/or facility placement. He will then become the ward of a court-assigned legal guardian. You are under no obligation to become his PoA, but he should find someone willing, local, trustworthy and a generation younger.

You should consult a financial planner to see what your financial future holds.

My cousin (very beautiful, youthful and healthy) married a guy 20 years her junior. She's now 70 and a few years ago she was diagnosed with early onset ALZ. It's been awful for him...
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Geaton777 Oct 27, 2024
My SFIL was a total moocher and deadbeat who barely supported my MIL (working as a minimum wage dental assistant). My poor MIL would discover shoeboxes of unopened bills and couldn't answer their phone during the day due to the number of creditors calling and calling. Yet she didn't leave him.

In his 70s he developed Parkinsons. When we started getting called over to help pick him up off the floor (a 6'4" man) it soon became clear he thought we were his care and retirement plan. My MIL was having her own significant memory and chronic pain issues at the same time.

Since I was the one managing their care, taking them to appointments and generally trying to salvage the unsalvageable, I had a "come to Jesus" talk with SFIL, informing him that he needed to assign a PoA since Parkinsons is progressive (his own sons were estranged from him). He refused to assign anyone. He actually got angry when I told him we weren't going to rescue him. Not only did they have 0 savings, but were thousands in cc debt, and due to unpaid back taxes their home was in foreclosure (also thanks to a ballooned 2nd mortgage he took out against the equity for them to live on because he never really worked). I worked closely with social services to make sure he became a ward of the county. Once his Lewy Body dementia got bad he went right into a county Medicaid facility and I never went to visit him. He never seemed to have any conscience about ruining his wife financially (and the others he borrowed money from).
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I don’t read anything about love or caring, just anger and resentment. Not judging you for your emotions or lack of them. You must decide if it’s too late for things to change for the better, it sounds as if you’ve already come to a decision. I wish you and hubby both well in your future, together or not
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Given the fact he bankrupted you and was not very nice I say leave. I was 34 when I married my husband 52. I fully expected that at some point I would be taking care of him. The difference is that now we take care of one another and have planned for our future.
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I am uncertain where love enters into this?
Was there some and it is now gone due to his changes and current life circumstances?
Was there NEVER much love?
To me, the question is love and devotion and that is something only you can measure. If it is over you will need to arrange for care if he isn't at all self caring, before separating. Is there family? Is he safe alone?

Only you can decide if the marriage is over. If it is, I personally would not stay with someone whether or NOT they were ill; however, if he is helpless you cannot leave without SOME person or entity knowing he is in need.
Best of luck with your decision.
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You were 22 when you married a 37 year old man. I doubt if you ever imagined what would happen.

See a lawyer and get out while you can.

You have obviously lost respect and love for him, and he's only 61. He can't get Medicare until he's 65!

Get your half of what is left and start over elsewhere. Unless you want to give up your life to a sick man who was clearly abusive and dishonest with you about the money, before he got sick. That would be it for me! He will be wearing diapers soon, so get started on rebooting your life. You are lucky you are still young!

I take it you have no kids or relatives. This makes it easier to get out. If you are resentful after only a year, you need to get out pronto. You can recover financially quickly in 5-7 years to and need to get on the ball! The stress can destroy your health.

Get your head out of the sand and learn from this. I wish you luck in starting over. I divorced after 20 years and changed my life for the better.
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nothappy46 Oct 27, 2024
I've tried and tried to be rational and carefully think it over for the last several months but the betrayal of him saddling me with this debt and not planning for my future in expecting me to care of him in the end is so irresponsible and it is abusive. It's financial abuse and it's grounds for divorce. This has all been so hurtful and devastating.

I spoke to my tax lawyer and he should also be able to get the tax liability reduced on my end as well. Like I said, I've been mulling this over for months now, tossing and turning and I can't get over the anger of the financial betrayal. And if the shoe was on the other foot, and I got sick, he would not be able to take care of me. He wouldn't have the money for medicines or any of it. He has never been able to pay for anything and he never cared about paying for any of it either. In the end I finally (painfully) figured out he doesn't care if I wind up in the streets.
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If you get a chance maybe you can check out a Youtube channel, Lindsay Kelly. Her husband is in AL, and she videos some of the experiences . Some videos are sad, but there are some that are heartwarming and with humor
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I feel for you is all I can say. I hope things improve somehow.
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Erm… marrying a man so much older ends up with the wife becoming the caretaker. That’s fine if you know what you’re going into. Most younger women don’t consider this.

Age aside, it sounds like he’s ruined both your lives. You know you want out and you’re wanting people to agree with you. I for over think it’s time you left.
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I've been married for 15 years to a man who's had 3 major health issues between 2019 and 2022. One was a liver transplant where we had to relocate to another state and live in a hotel for 2 months while he recovered, developed other issues, and went to the doctor, ER or hospital daily for. I did the caretaking for all of his issues. Not long after we got home, I was diagnosed with stage 4 cancer and developed a disabilty from the immunotherapy. Since day 1, dh told me he'd push me around in a wheelchair if necessary. Little did he know.....

This is what love does. I'm really glad my DH didn't jump ship when i got sick and he's really thankful I didn't when he got sick.

Your DH had a very serious surgery and naturally side effects will occur! He wasn't, I'm sure, trying to lose $125K and isn't wanting to eat boxes of sugary cereal, just like I don't want to be in the predicament I'm in. Sometimes life is hard though, and we hang on by our fingernails as long as we can, looking for a bit of kindness and understanding from our spouses. I'm grateful I have that in mine.

Before you leave, if you do, please see to it that DH has a caregiver. It won't matter if she's young or an old battle axe, as long as she helps him live his best life.

Or see an Elder Care attorney for financial advice and guidance on getting DH on Medicaid for ling term care.

Let your post serve as a warning to young women wanting to marry much older men.

Good luck to you.
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nothappy46, welcome to the forum. Whenever I read about a younger person caring for an older spouse, I think what if the roles were reversed?


A friend of mine, male who married a woman 15 yrs younger, they raised two children. He use to brag that when he becomes much older his wife will take care of him. Well, guess what? His wife developed dementia, and when it became worse he could no longer care for her as he was now 85. He had to place her into memory care.


Just something to think about.
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You are young to be taking on this. Also, seems you maybe holding down a job. From what I have read, these radiation treatments eventually cause Demention. Not sure which is worse, dying of a brain tumor or having Dementia for the restbof your life.

Get your husband evaluated for 24/7 care. If found he needs it, place him in LTC with Medicaid paying. You may want to get an Elder Lawyer. There is something where a spouse can say they will not support a spouse in care. You want to protect what assets are yours like 401k or Money put in IRS CDs under ur name.

It maybe better to divorce him and allow the State to take over his care.
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Do you work? What is your health insurance situation like?

When he ends up on Medicare and in a care home, what will you do for money and insurance?
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Nothappy, oh my, this is a tuff one. With everything you say and the financial and health issues, and your age, honestly id say , id fully support you leaving.

You have so much more of your life to live. I don't think it matters in this case weather or not he caused his own health issues, but he certainly could do something to improve his health . The financial issues my or may not be apart of his brain issues, but I don't think it matters.

I'm 61 now, at 50, I left my husband, same age as me, but one of the many reasons was his lack of self care, he was 350 and 5"7 , financially distroid us, he also may or may not have some brain issues, related to brain swelling when he was a child, but I couldn't let him keep destroying me.

I will say after I left him he started loosing weight and taking care of himself, leaving him most likely extended his life. He is now a big guy, but not a Humugus guy, and takes better care of himself. Financially he is still horrible, but that's his problem now.

What good are you to your husband as missurable as you are?

Best of luck, keep us posted if like to know how things go.
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Anxietynacy Oct 27, 2024
I also want to add, I left him, my second husband is 12 years older than me. Healthier than first husband, but I don't mind at all that there will be a day I will probably be his caregiver, because he is so good to me.

So I suspect this may not be an age difference issues, if you were a normal healthy 60 year old you might be considering the same thing
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Well this is something a lot of younger woman dont think about when they marry someone 15 - 30 Years Older then them. The age difference when reality hits and Health declines . Personally I wouldn't stay . I took care of My Mother with Dementia and it was a Big relief when the Nurses helped me decide to Place her in a Home - I was beyond exhausted - she Passed a few months Later - Then I Had a brother I was caring for at the same time - he Passed a year Later . Then I Had My Dad I took care of for 15 years and he slowed down and got Alzheimers around 2015 . It took Me at least 2 years to recover from My Mom and brother . My Dad Kind of the same - he was Kidnapped to California over 2 years ago . If you are resentful You need to consider your Life at 46 . Do you want to be a Nurse , maid , Chauffeuer , chef , grocery shopper, Financial advisor - Cleaning Up Poop and Piss ? I Have aged tremendously and Did Not get to attend to my Needs for 12 years . 46 You are a baby and I think you see the writing on the Wall .
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