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My name is on my mother's accounts for more than 5 years. She will be going to a nursing home and will need medicaid after her assets are depleted.  (my husband's and my home, checking/savings, etc).

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From my reading it is my understanding that if her name is on the account as joint owner then Medicaid considers the entire account her asset, and it will be included as such when she applies for Medicaid.
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